Apple Pay set to launch on 14th July 2015


It has been announced that Apple Pay, which lets consumers buy goods using their iPhone6 or Apple Watch, will be launched in UK stores on the 14th July 2015.

Apple Pay is a contactless payment system which uses near-field communication (NFC) to make payments by holding the device up to a contactless card machine. Handepay are ready to support the launch and our contactless enabled card machines are already able to accept Apple Pay payments. In the same way as contactless cards, consumers will be limited to spending £20 or less via this new payment method.

250,000 UK retailers will accept Apple Pay as of 14th July, including Boots, Costa Coffee, Greggs, KFC, Lidl, Marks & Spencer, McDonalds, New Look, Nando’s, Spar, Starbucks and Subway.

Major British banks including HSBC, RBS, Santander and Nationwide will support the launch, with Bank of Scotland, Halifax, Lloyds, MBNA, Coutts and TSB Bank following in autumn.

How does it work?

Businesses who currently accept contactless payments may already be set up to accept Apple Pay. To verify – simply contact your payment provider.

Consumers will need to register their debit and credit cards on Apple Pay using the Passbook app.

How to pay with Apple Pay in-store

  • iPhone6 – hold your iPhone6 near the contactless card machine with your finger on TouchID. The phone will “wake up” and a beep, together with a vibration, will let you know the payment was successful.

  • Apple Watch – simply double click the side button on your Apple Watch and hold the display up to the contactless card machine. A subtle beep confirms that your payment was successful.


The adoption of contactless technology has grown rapidly and the UK is currently the global leader in contactless payments. With over 400,000 contactless-enabled card machines and 319 million contactless transactions performed in 2014, expectations are high for the growth of Apple Pay in the UK.

To find out more visit https://www.apple.com/uk/apple-pay/

Financial disclaimer:

Terminal hire contracts are provided by Merchant Rentals Limited, who is authorised and regulated in the UK by the Financial Conduct Authority (FCA) for Consumer Hire under FRN 720500. Terminal hire can be for consumer hire and non-regulated hire contracts. Please check your contract carefully for details. Regulation of all consumer hire fall under the control of the FCA.

Handepay Ltd is authorised and regulated by the FCA for Consumer Credit under FRN 673564. Handepay is a credit broker for consumer hire not a lender.

Handepay acts as an introducer of card acquiring services on behalf of EVO Payments UK, the card acquiring service provider. EVO Payments UK is the trading name of EVO Payments UK Ltd, a payment institution that is authorised and regulated by the Financial Conduct Authority (FRN number 959332).

Existing Cards Businesses- The one-month rolling terminal hire contract from Merchant Rentals is only available to businesses that are switching from their current acquirer to EVO Payments UK arranged through Handepay.

New to Cards Businesses- The 12-month terminal hire contract from Merchant Rentals is only available to businesses that are new to card payments and wish to receive acquiring services from EVO Payments UK, arranged through Handepay.

The Next Day Banking Settlement service provided by EVO Payments UK incurs an additional fee of £4 a month on top of your acquiring service charges and fees. Provided your card machine performs a reconciliation before 12am (midnight), you’ll receive settlement of funds the next banking day.

Editorial disclaimer:

The information we provide does not constitute financial advice and might not apply to your business. Always carry out research into your business’ needs when choosing a new merchant services provider.

Sometimes, we link to other third-party websites to provide you with additional information. At the time of publication, we consider the information accurate, however, we do not have control over their content and are not responsible if any information on these websites change.

The products we display on our website are for illustrative purposes only - if your business requires additional facilities, you may receive a different model than advertised.

All of the information contained on this website, including fees, services and functionality, are correct at time of publishing. E&OE.