Which card payment machine is right for you?

Which card payment machine is right for you?

If you want to accept card payments, there’s a wide range of card machines to choose from. With so many options available, it can be hard work to compare card machines.

The first thing to consider is your business and your customers:

  • What do you sell?
  • Do you sell from one fixed location, a number of locations, or out and about?
  • How do you want people to pay you? Face to face or over the telephone?

Once you’ve answered these three questions, the type of card machine you need should become clearer. There are three basic types:

Countertop Card Machines

These operate from a fixed location such as a shop counter or reception desk. They can operate reliably via dial-up (using your phone line) or your existing internet connection. They’re easy to use with a small footprint which fits neatly onto most countertops and are typically used by cafes, high street shops, convenience stores/newsagents, hotels, florists and restaurants.

To find out if a countertop card machine is right for your business, click here.

Mobile Card Machines

Mobile card machines have a SIM card like a mobile phone and can be taken out and about, making them ideal for businesses on the go such as delivery services, market traders, photographers, takeaways and builders/plumbers/electricians. You will need a phone signal to use a mobile card machine, and, more recently, some have been developed to work with an app on a smart phone along with a Bluetooth connected chip and PIN keypad.

To find out if a mobile card machine is right for your business, click here.

Portable Card Machines

These are popular in situations where the customer is not always in the same spot, so the card machine can conveniently be taken to them for payment. The portable card machine will operate within a certain radius of its base unit, which connects to your phone line or internet connection like a countertop card machine.

To find out if a portable card machine is right for your business, click here.

All types of card machines are available with contactless functionality and are currently being updated to reflect the recent increase in contactless spending limit, which was raised to £30 on 1st September 2015. They also support Apple Pay which was launched in the UK on 14th July 2015 and lets users make a payment using their iPhone 6 or Apple Watch.