7/10 Merchants SAVE over 20% on Card Processing Fees
* - Switch & Save Today!

Lower Costs. No Hidden Fees. Hassle-Free Switching.

Running a business is tough enough without overpaying on card processing.

At Handepay, 7/10 merchants SAVE over 20%* on their card transaction fees with fair, transparent pricing. Whether you're switching from another provider or new to card payments, we make it simple to cut costs and boost your profits.

 

Why Switch to Handepay?

 

  • 7/10 merchants SAVE over 20%* – Lower your card processing fees and keep more of your profits.
  • No Hidden Fees – No joining fees, PCI charges, or nasty surprises.
  • Hassle-Free Switching – We handle everything, making your move seamless.°
  • Improved cash flow – Get your money the next banking day**.
  • Transparent Pricing – Clear, competitive rates with no confusing contracts.
  • Earn Rewards – Free with Handepay Rewards.
  • Free Mobile App – Monitor your card activity on the go.
  • Handepay Loyalty Programme – Business finance, EPoS options, Payment Loyalty.

 

How It Works

Get a Free Quote

See how much you could save in minutes

Switch with Ease 

We handle the process for you, with no downtime

Start Saving 

Enjoy lower fees and better service from day one

Join Thousands of Businesses Already Saving!

Don’t let high card fees eat into your profits.
Get a FREE quote today and see how much your business could save!

 

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Tell us a bit about you...

With Handepay it's simple...

  • Accept contactless payments including Apple Pay, Google Pay & Samsung Pay
  • Improve cash flow and get your money the next banking day*
  • View statements and invoices via a free portal ^
  • Earn Rewards for free with Handepay Rewards
  • Access to products & services to help run your business with Handepay Loyalty Programme
  • Free mobile app to monitor your card activity on the go

 

We look forward to helping your business grow.

 

Trustpilot Rated Excellent by our customers logo

By providing your details you are giving consent for us to contact you to discuss card payment solutions and additional related products and services that may be of interest to you.

*The 7/10 customers saving over 20% is with 4,158 customers from 02 February 2024 to 31 December 2024 on a comparison of transaction processing fees, monthly terminal rental fees and other applicable charges. Actual savings will vary depending on transaction volumes, card types processed and the current provider’s pricing structure.

Savings are calculated based on standard pricing and do not include temporary promotions or custom negotiated rates from previous provider.

The savings will be verified by our team based on submitted statements.If your business does not achieve over 20% savings, Handepay will provide a breakdown of your potential costs.

The savings quote does not include hardware costs, third party integrations or non-standard fees.

**Restrictions on when settlement will arrive may apply and differ depending on your acquiring service provider. Please speak to us for details.

^Free portal access is provided by your acquiring service provider.

° To find out more about switching your card services provider, please visit www.handepay.co.uk/merchant-accounts/looking-to-switch for details. 

Financial disclaimer:

Handepay Ltd is authorised and regulated by the FCA for consumer credit under FRN 673564. Handepay is a credit broker not a lender. Handepay receives commission from the credit provider for each successful introduction it conducts.

Terminal hire contracts are provided by Merchant Rentals Limited, who is authorised and regulated by the Financial Conduct Authority for Consumer Hire under FRN 720500. Terminal hire can be for consumer hire and non-regulated hire contracts. Please check your contract carefully for details. Regulation of all consumer hire fall under the control of the FCA.

Handepay is not an acquirer. Your acquiring service provider will depend on the service package you choose to receive through Handepay. Handepay acts as an introducer of card acquiring services on behalf of the card acquiring service providers which include Lloyds Bank plc trading as Cardnet and EVO Payments UK.

Lloyds Bank are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Cardnet is a registered trademark of Lloyds Bank plc.

EVO Payments UK is the trading name of EVO Payments UK Ltd, a payment institution that is authorised and regulated by the Financial Conduct Authority (FRN number 959332).

Editorial disclaimer:

The information we provide does not constitute financial advice and might not apply to your business. Always carry out research into your business’ needs when choosing a new merchant services provider.

Sometimes, we link to other third-party websites to provide you with additional information. At the time of publication, we consider the information accurate, however, we do not have control over their content and are not responsible if any information on these websites change.

The products we display on our website are for illustrative purposes only - if your business requires additional facilities, you may receive a different model than advertised. All of the information contained on this website, including fees, services and functionality, are correct at time of publishing. E&OE.

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