Payment gateway

    • Make online sales at any time, from any place
    • Stay secure when accepting payments online
    • Straight-forward pricing with no hidden fees
    • Improve cash flow and get your money the next banking day*
    • Five-star rated customer service


What is an online payment gateway?


If you want to take payments through your website, an online payment gateway is crucial. An online payment gateway is a tool that is securely linked to your business website. Essentially, it takes over the role of a card terminal when paying online.

When a customer clicks through to checkout, they are directed to your secure payment gateway. Here, they are able to enter their card details and authorise the payment using the CVV code on the back of their card. A payment gateway makes it easy for you to stay secure when accepting payments online. None of your customers card details are stored by you, taking the onus of data security out of your hands.

One less thing to worry about!

Selling online allows your business to expand your horizons. No longer are you restricted to making sales in your local area or during opening hours. With the help of a payment gateway you can make sales at any time, from any place! Don’t pay over the odds to accept payments online. We supply payment gateways at cost effective prices.

With no hidden fees, excellent customer support and integration assistance; it’s simple!



What makes Handepay’s
payment gateway different?


Every Handepay online payment gateway is cost-effective, secure and packed with bonus features. For starters, our payment gateway comes equipped with a virtual terminal, a useful tool to have at your disposal. Not only does it process transactions online, you can also accept payments over the phone!

We’ve got a dedicated support team to guide you through the integration process and beyond. You can get in touch with them via email and over the phone, to make sure your payment gateway runs smoothly. With 400 transactions included in your package price each month, you can grow your e-commerce store without spending a fortune!

Check out the rest of our payment gateway features below:



All this, for only
£19.99 per month
  • Includes 400 transactions per month
  • Internet Merchant Account
  • Secure Payment Gateway
  • Multi-use Virtual Terminal
  • Integration assistance
  • Dedicated UK technical support team
  • Link to major shopping carts
  • Online business management dashboard with real-time reporting
  • Security checks & 3D Secure
  • Bonus Pay by Link function
  • Send e-invoices

Transactions above inclusive amounts are 10p each. Price excludes VAT.

Why are Handepay the best
payment gateway provider?


We do things differently. With us, there are no hidden fees, no extra charges and no complicated invoices. As soon as you get set up with one of our payment gateways, you can rest assured that you’re taking payments online in an affordable manner.

Join us, and benefit from:



  • No hidden fees

    No hidden fees

    In contrast to other card machine providers, we don't charge many of the fees you may find on your statement

  • Hassle-free switching

    Hassle-free switching

    Switching provider needn’t be a chore - as we’ll cover your fees in most cases. Our helpful team works to ensure you switch and save.

  • 28,000 customers

    28,000 customers

    It’s fair to say we have lots of experience when it comes to great customer service - which is why we’re rated as ‘Excellent’ on Trustpilot

  • Service & support

    Service & support

    24/7 service and support and gateway assistance available Monday to Friday 9am - 5.30pm

What our customers say


Trustpilot logo for being rated excellent by customers


Parkitt Racing


Parkitt Racing

“We were thrilled to save over £1,000 per year on our online payment gateway services! Switching to use Handepay's payment gateway was simple, We were able to complete the integration process ourselves in a matter of minutes!"


Payment Gateway FAQs



Of course! As long as you’re using one of the many shopping carts we link with, you can integrate our payment gateway with your current e-commerce website.

Yes. Accepting payments online via our payment gateway takes the responsibility of data security out of your hands. You never see the customers’ card details, everything is processed and authorised through our portal.

With our payment gateway, you’re able to set up recurring payments if necessary. You can choose to automatically collect membership fees, sell subscription packages or to offer the ability to pay in instalments. We help your customers to make regular payments automatically, while remaining secure. There is a one off cost of £50 to enrol for this service.

We can integrate our online payment gateway with many of the major shopping carts. Take a look at the full list.

Don’t worry, you can process as many transactions as you’d like! There’s no break in service once you’ve processed the 400 transactions included in your monthly fee, and your customers will still be able to pay normally. Any transactions you take over 400 cost 10p each.




Financial disclaimer:

Terminal hire contracts are provided by Merchant Rentals Limited, who is authorised and regulated in the UK by the Financial Conduct Authority (FCA) for Consumer Hire under FRN 720500. Terminal hire can be for consumer hire and non-regulated hire contracts. Please check your contract carefully for details. Regulation of all consumer hire fall under the control of the FCA.

Handepay Ltd is authorised and regulated by the FCA for Consumer Credit under FRN 673564. Handepay is a credit broker for consumer hire not a lender.

Handepay acts as an introducer of card acquiring services on behalf of EVO Payments UK, the card acquiring service provider. EVO Payments UK is the trading name of EVO Payments UK Ltd, a payment institution that is authorised and regulated by the Financial Conduct Authority (FRN number 959332).

Existing Cards Businesses- The one-month rolling terminal hire contract from Merchant Rentals is only available to businesses that are switching from their current acquirer to EVO Payments UK arranged through Handepay.

New to Cards Businesses- The 12-month terminal hire contract from Merchant Rentals is only available to businesses that are new to card payments and wish to receive acquiring services from EVO Payments UK, arranged through Handepay.

The Next Day Banking Settlement service provided by EVO Payments UK incurs an additional fee of £4 a month on top of your acquiring service charges and fees. Provided your card machine performs a reconciliation before 12am (midnight), you’ll receive settlement of funds the next banking day.

Editorial disclaimer:

The information we provide does not constitute financial advice and might not apply to your business. Always carry out research into your business’ needs when choosing a new merchant services provider.

Sometimes, we link to other third-party websites to provide you with additional information. At the time of publication, we consider the information accurate, however, we do not have control over their content and are not responsible if any information on these websites change.

The products we display on our website are for illustrative purposes only - if your business requires additional facilities, you may receive a different model than advertised.

All of the information contained on this website, including fees, services and functionality, are correct at time of publishing. E&OE.