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To make this site work properly, we sometimes place small data files called cookies on your device.

 


Below is some more information about cookies.

 

WHAT ARE COOKIES?


A cookie is a small text file that a website saves on your computer or mobile device when you visit the site. They are widely used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the site. This page details what cookies we use and why.


HOW DO WE USE COOKIES?


A number of our pages use cookies to remember:


•    your display preferences, such as contrast colour settings or font size
•    if you have already replied to a survey pop-up that asks you if the content was helpful or not (so you won't be asked again)
•    if you have agreed (or not) to our use of cookies on this site


There is a list of the cookies we use set out below. The cookies are classed as:


•    Strictly necessary cookies (these cookies are required in order for the website to function)
•    Performance cookies
•    Marketing cookies

 

DO WE USE OTHER COOKIES?


Some of our pages or sub-sites may use additional or different cookies to the ones described above. If so, the details of these will be provided in their specific cookies notice page. So you may be asked for your agreement to store these cookies.


JUST BROWSING?


You will not be contacted by us if you just look around the site. We will only contact you if you complete a call back or contact request. If you want to know more about how we use your data please see our Privacy Policy.


HOW TO CONTROL COOKIES


You can control your cookies preference and delete all cookies that are already on your computer via your web browser, and you can set most browsers to prevent them from being placed. To find out more  about cookies,  including  how  to  see  what  cookies  have  been  set, visit www.aboutcookies.org or www.allaboutcookies.org.

 

Location Classification Name What is it used for?
Handepay Strictly Necessary _secure-ENID This cookie is used by Google to remember your preferences and other information, such as your preferred language. Persists for 13 months unless deleted.
Handepay Strictly Necessary AEC Ensures that requests within a browsing session are made by the user, and not by other sites. Persists for 6 months unless deleted.
Handepay Strictly Necessary _GRECAPTCHA Identifies bots and protects website against malicious spam attacks. Persists for 6 months unless deleted.
Handepay Strictly Necessary CookieControl Used to detect if user has carried out confirmation of cookie preferences and to prevent cookie popup from appearing every time a new page loads. True or False value.  Persists for 1 year unless deleted.
Handepay Strictly Necessary SOCS Google third-party cookie that stores a user's choices regarding their cookie preferences for a specific website. Persists for 13 months unless deleted.
Handepay Strictly Necessary OptanonConsent Used to track a cookie consent. Persists for 1 year unless deleted.

 

Cloudflare

 

 Strictly Necessary _cf_bm Used to detect access by bots and ensure website security. Persists for 30minutes unless deleted.
Cloudflare Performance cf_clearance Used for javascript detections. Expires instantly on use.
Salesforce Performance Lpv<account-id> A salesforce cookie used to adjust performance of the website for a particular user. Persists for 30 minutes unless deleted.
Google Analytics Marketing _ga Used to distinguish users. Persists for 2 calendar years unless deleted.
Google Analytics Marketing _ga_<container-id> Used to persist session state. Persists for 2 calendar years unless deleted.
Google Ads Marketing DV Used for google advert delivery and targeting. Expires within 24 hours unless deleted.
Meta Marketing _fbp Used by Meta (Facebook) for advert delivery and site analytics. Persists for 3 months unless deleted.
Microsoft Ads Marketing MUID Used for marketing and analytics purposes. Persists for 1 year unless deleted.
Salesforce Marketing Visitor_id<account-id> Used for website analytics to identify and distinguish users. Persists for 5 weeks unless deleted.
Hotjar Marketing hjSession Hotjar cookie that assigns specific interactions to a user. Expires within 30minutes of use.
Trustpilot Marketing TP.uuid Trustpilot cookie used for tracking user interactions with the Trustpilot review services. Persists for 5 weeks unless deleted.
LinkedIn Marketing li_gc Used to store consent of guests regarding the use of cookies for non-essential purposes for LinkedIn. Persists for 6 months unless deleted.
LinkedIn Marketing lidc Used to facilitate data centre selection for LinkedIn. Expires within 24 hours unless deleted.
LinkedIn Marketing bcookie Browser identifier cookie to identify devices accessing LinkedIn. Expires instantly on use.
Microsoft Clarity Marketing _clck Clarity User ID and preferences attributed to a user ID. Persists for a year unless deleted.
Microsoft Clarity Marketing _clsk Connects multiple page views by  user into a single Clarity session recording. Persists for one day.
Microsoft Clarity Marketing CLID Identified the first time Clarity saw this user on any site using Clarity. Persists for one year unless deleted.
Microsoft Clarity Marketing ANONCHK Indicates whether MUID is transferred to ANID a cookie used for advertising. Persists for 10mins.
Microsoft Clarity Marketing MR Indicates whether to refresh MUID.  Persists for up to 13 months unless deleted.
Microsoft Clarity Marketing MUID Identifies unique web browsers visiting Microsoft sites. Persists for 13 months unless deleted.
Microsoft Clarity Marketing SM Used in synchronising the MUID across Microsoft domains. Ends at the end of the session.

 

If you choose to manage or delete the cookies used, you may have to manually adjust some preferences every time you visit a site and some services and functionalities may not work.


ANALYTICS SOFTWARE


Handepay use hosted web analytics software. These are hosted services provided and managed by third party companies. These cookies are used to help the website analyse how users use the site. This is to help inform future product enhancements and improvements, and to diagnose any defects quicker.

The information generated by the cookie regarding our websites (including IP addresses) will be transmitted to and stored on servers that may be hosted in the United States. The third parties will use this information for the purpose of evaluating use of our website, compiling reports on website activity for website operators and providing other related services to Handepay. 

By accepting these cookies you consent to the processing of data about you in the manner and for the purposes set out above.

Handepay also uses Lead Forensics to track and store data which identifies businesses who visit the Handepay website. This is not a cookie and is not stored in the same way as a cookie.

 

Last updated: May 2026

Handepay Logo White

Helping Businesses Grow

Handepay Ltd, registered address 1 The Boulevard, Shire Park, Welwyn Garden City, AL7 1EL.
Handepay Ltd is authorised and regulated by the Financial Conduct Authority (FCA) under FRN number 673564 for credit broking.
Handepay is not a lender.
Trading address, Westway Park, Galway Crescent, Haydock, St Helens, WA11 0GR
© Handepay Ltd 2006 - 2026

Financial disclaimer:

Handepay Ltd is authorised and regulated by the FCA for consumer credit under FRN 673564. Handepay is a credit broker not a lender. Handepay receives commission from the credit provider for each successful introduction it conducts.

Terminal hire contracts are provided by Merchant Rentals Limited, who is authorised and regulated by the Financial Conduct Authority for Consumer Hire under FRN 720500. Terminal hire can be for consumer hire and non-regulated hire contracts. Please check your contract carefully for details. Regulation of all consumer hire fall under the control of the FCA.

Handepay is not an acquirer. Your acquiring service provider will depend on the service package you choose to receive through Handepay. Handepay acts as an introducer of card acquiring services on behalf of the card acquiring service providers which include Lloyds Bank plc trading as Cardnet and EVO Payments UK.

Lloyds Bank are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Cardnet is a registered trademark of Lloyds Bank plc.

EVO Payments UK is the trading name of EVO Payments UK Ltd, a payment institution that is authorised and regulated by the Financial Conduct Authority (FRN number 959332).

Editorial disclaimer:

The information we provide does not constitute financial advice and might not apply to your business. Always carry out research into your business’ needs when choosing a new merchant services provider.

Sometimes, we link to other third-party websites to provide you with additional information. At the time of publication, we consider the information accurate, however, we do not have control over their content and are not responsible if any information on these websites change.

The products we display on our website are for illustrative purposes only - if your business requires additional facilities, you may receive a different model than advertised. All of the information contained on this website, including fees, services and functionality, are correct at time of publishing. E&OE.