How to take card payments

 

Most consumers nowadays expect businesses to accept card payments for their products and services.

Are you limiting your business’ growth by missing out on valuable sales?

Meet your customer’s needs and take card payments with a well trusted provider.

With Handepay, taking card payments is simple:

  • Accept contactless payments including Apple Pay, Google Pay & Samsung Pay
  • Improve cash flow and get your money the next banking day*
  • No minimum monthly service charge (MMSC)
  • No fees for PCI DSS compliance or non-compliance
  • Free Business Resource Centre
     

 

Handepay customer Bean & Cole

At Handepay we offer a range of card machines for businesses looking to take card payments from their customers from a fixed location, around the premises or whilst out and about.

We can also help you to take payments through your website, over the phone or mail order, meaning your business can benefit from trading 24/7.

Whether you’re new to card payments or switching, taking card payments is cost effective and has never been easier to set up.

Card payments are the preferred method of payment amongst consumers today, thanks to the ever-increasing popularity of contactless payment technology like Apple, Samsung and Google Pay devices.

Can you afford to miss out on vital sales?

Face to face card payments

 

Face to face card payments involve a card payment machine that can either be placed on the countertop, operate via WiFi allowing you to take the card machine to your customer or by mobile technology allowing you to take payments on the go.

Saturn Android Smart Terminal


The next generation android card machine providing a fast and reliable service, with a sleek design and easy to use with Wi-Fi / 4G connectivity.

 

Saturn Android Smart Terminal

Countertop


Providing a fast and secure way to accept card payments at a fixed location, this countertop PDQ machine is easy to use.

 

Handepay terminal

Take Card Payments Online And Over The Phone
 

Your customer doesn’t always need to be physically present to make purchases.

Our online card payment service is a great way to ensure your business is as accessible as it needs to be.
The same applies to our secure phone payment processing.

Online Payments

 

Our payment gateway will help you to reach more customers and sell 365 days a year, by setting up an online store. You’ll benefit from Pay by Link and an online business management dashboard with real-time reporting.

 

Business owner using laptop

Phone Card Payments
 

All our card machines can be used to key enter your customers card number and security code. If you take lots of payments over the phone or via mail order a virtual terminal may be better, as a dedicated payment page allows you to take card payments securely.

 

Business owner on the phone

The benefits of accepting card payments

 

Fewer people now carry cash than ever before.

This makes being able to accept card payments increasingly important, and vital for maximising growth.

It’s quick, reliable and secure plus you can benefit from:

Increased high value purchases and impulse buying leading to a boost in sales and profits.

Meet customer’s expectations – most customers want to pay by card.

Improve service levels, it's quicker than cash especially when using contactless technology.

Open up the option of payments by phone, mail and online extending your opening hours therefore increasing sales.

 

Contactless card payment

Why accept card payments with Handepay? 
 

When you accept card payments with a Handepay, you have the security of knowing you are choosing a provider that’s rated ‘Excellent’.

As well as not charging many of the hidden fees charged by most of our competitors there are a range of other benefits associated with allowing your customer to pay by card, these include:

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No Hidden Fees

 

We’re confident that our low rates won’t be beaten by any other provider - and with no hidden fees to worry about, you can focus on growing your business rather than worrying about monthly bills.

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Hassle-Free Switching

 

We even offer free support to those customers switching from another provider.

Customers icon
28,000 Customers

 

We have plenty of experience when it comes to great customer service - which is why we’re rated as ‘Excellent’ on Trustpilot.

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Service & Support

 

24/7 service and support and gateway assistance available Monday to Friday 9am - 5.30pm.

Card Payment FAQs

How can I accept credit card payments?

A Handepay card machine is essential for any business looking to accept card payments. This can be a countertop machine at a fixed location, a portable machine allowing you to take card payments around your premises or a mobile card machine that allows you to take card payments whilst you’re out and about.

What do you need to accept credit card payments?

To accept card payments face-to-face you will need a merchant account and a card machine suited to your business requirement. To take card payments online you will need a website and a payment gateway. For phone and mail order payments you can use a virtual terminal to process card payments, this can however also be done via your card payment machine.

You’ll just pay a monthly rental fee for the card reader itself, plus a small percentage for each transaction you make through the card reader – it’s as simple as that!

Which cards can I accept?

With Handepay you can accept card payments from a range of debit and credit cards including MasterCard, Maestro, Visa, Visa Electron, American Express and UnionPay. In addition, all card machines are equipped with contactless payment technology allowing payments via Apple, Samsung and Google Pay devices.

What cards can I accept?

With Handepay, you can accept all major debit and credit cards through our card reader machines. Your customers can also pay using contactless, whether by tapping their card or using Apple, Samsung and Google Pay via their appropriate devices.

If you’re looking to take card payments, whether you’re new to card payments or looking to switch we can provide you with a hassle-free solution.

 


Handepay Ltd, registered address 1 The Boulevard, Shire Park, Welwyn Garden City, AL7 1EL.
Handepay Ltd is authorised and regulated by the Financial Conduct Authority (FCA) under FRN number 673564 for credit broking.
Handepay is not a lender.
Trading address, Westway Park, Galway Crescent, Haydock, St Helens, WA11 0GR
© Handepay Ltd 2006 - 2026

Financial disclaimer:

Handepay Ltd is authorised and regulated by the FCA for consumer credit under FRN 673564. Handepay is a credit broker not a lender. Handepay receives commission from the credit provider for each successful introduction it conducts.

Terminal hire contracts are provided by Merchant Rentals Limited, who is authorised and regulated by the Financial Conduct Authority for Consumer Hire under FRN 720500. Terminal hire can be for consumer hire and non-regulated hire contracts. Please check your contract carefully for details. Regulation of all consumer hire fall under the control of the FCA.

Handepay is not an acquirer. Your acquiring service provider will depend on the service package you choose to receive through Handepay. Handepay acts as an introducer of card acquiring services on behalf of the card acquiring service providers which include Lloyds Bank plc trading as Cardnet and EVO Payments UK.

Lloyds Bank are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Cardnet is a registered trademark of Lloyds Bank plc.

EVO Payments UK is the trading name of EVO Payments UK Ltd, a payment institution that is authorised and regulated by the Financial Conduct Authority (FRN number 959332).

Editorial disclaimer:

The information we provide does not constitute financial advice and might not apply to your business. Always carry out research into your business’ needs when choosing a new merchant services provider.

Sometimes, we link to other third-party websites to provide you with additional information. At the time of publication, we consider the information accurate, however, we do not have control over their content and are not responsible if any information on these websites change.

The products we display on our website are for illustrative purposes only - if your business requires additional facilities, you may receive a different model than advertised. All of the information contained on this website, including fees, services and functionality, are correct at time of publishing. E&OE.

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