New to card payments?

 

Accepting cards is becoming more important than ever, thanks to the huge growth of card payments, contactless and online shopping over recent years.

Handepay make taking card payments for the first time a breeze. We make it easy.

What are the benefits of taking card payments?
 

If you’re new to card payments, there’s never been a better time to get a card machine.

The benefits of taking card payments are growing year-on-year, as the number of consumers choosing card over cash increases.

In April 2019, UK consumers made 1.5 billion transactions, over 10% more than the number made in just twelve months earlier. This reflected a total spend of £50.2 billion, according to UK Finance.

Accepting card payments allows your customers to pay how they want to. Giving them options other than cash enables them to increase the value of their shopping basket, maximising your ability to make a sale.

Businesses who accept card payments report increased numbers of impulse purchases, fewer abandoned transactions due to lack of funds and a better customer experience.

Can your business afford to miss out?

How to start taking card payments
 

When you’re new to card payments, it can seem like you’re faced with limitless options.

Every provider has a range of products and pricing packages. However, many of these contracts have hidden fees and charges, that aren’t made clear when you first join them.

If you’re not careful when signing up to start taking card payments, you could be in for a surprise when you receive your first invoice.

We’re on your side.

Whether you need to take payments face to face or online, we have a simple and transparent solution for you.

Once you join Handepay, your dedicated advisor will find the right option for you. We can get your business set up to accept card payments in a matter of days.

It’s as simple as that!

Why choose Handepay if you’re new to card payments?
 

Choosing a merchant service provider can be difficult.

There are lots of different providers, who each claim to offer the lowest prices, high-tech terminals and best customer service. However, when you compare their packages side by side, there are often many hidden fees and charges that you weren’t made aware of.

We’re different.

We provide a transparent solution for businesses who are new to card payments. There are no hidden fees, no added extras; what you see is what you get.

When you join Handepay you’ll benefit from:

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No Hidden Fees

 

We’re confident that our low rates won’t be beaten by any other provider - and with no hidden fees to worry about, you can focus on growing your business rather than worrying about monthly bills.

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Hassle-Free Switching

 

We even offer free support to those customers switching from another provider.

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28,000 Customers

 

We have plenty of experience when it comes to great customer service - which is why we’re rated as ‘Excellent’ on Trustpilot.

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Service & Support

 

24/7 service and support and gateway assistance available Monday to Friday 9am - 5.30pm.

New to card payments FAQs

Does my business need to take card payments?

The number of card payments made is growing each year. Consumers prefer the convenience of paying by card, increasingly choosing to leave their cash in the bank. Businesses who don’t accept card payments risk missing out on extra sales and minimising their profits.

What are the benefits of taking card payments?

The benefits of card payments are growing each year. Not only do shoppers now prefer to pay with their card, accepting card payments also provides a better customer experience. No long queues, no counting out change; it makes accepting payments a breeze!

What costs are involved?

How much you pay depends on which acquiring and terminal provider you choose. If you’re new to card payments, some providers ask you to pay a joining fee. With Handepay you will pay a monthly rental to the terminal lease provider and then a small percentage of each transaction value to your acquirer. You may also pay minimum monthly service charge (MMSC), authorisation fees and/or PCI non-compliance fees, depending on your card acquiring service provider.

How long does it take to get set up?

With Handepay, it takes on average three working days to be set up to take card payments. In many cases this could be quicker!

Which card terminal is best for my business?

It all depends on the type of business you run. If you only want to accept card payments from one fixed location, a countertop terminal is best for you. If you would like to be able to take your terminal to the customer to pay, a portable terminal would work brilliantly. If you’re constantly out and about, and want to take payments on the go, a mobile terminal will give you the freedom to accept payments wherever you are.  

Experience the benefits of card payments for yourself
 

Taking card payments can help your business to reach new levels of success.

They can increase the value of your orders, help you to welcome a wider variety of customer and simply grow your number of sales.

The benefits of taking card payments are too great to ignore. Get in touch with us today to discover how to expand your payment options.

What are you waiting for?


Handepay Ltd, registered address 1 The Boulevard, Shire Park, Welwyn Garden City, AL7 1EL.
Handepay Ltd is authorised and regulated by the Financial Conduct Authority (FCA) under FRN number 673564 for credit broking.
Handepay is not a lender.
Trading address, Westway Park, Galway Crescent, Haydock, St Helens, WA11 0GR
© Handepay Ltd 2006 - 2026

Financial disclaimer:

Handepay Ltd is authorised and regulated by the FCA for consumer credit under FRN 673564. Handepay is a credit broker not a lender. Handepay receives commission from the credit provider for each successful introduction it conducts.

Terminal hire contracts are provided by Merchant Rentals Limited, who is authorised and regulated by the Financial Conduct Authority for Consumer Hire under FRN 720500. Terminal hire can be for consumer hire and non-regulated hire contracts. Please check your contract carefully for details. Regulation of all consumer hire fall under the control of the FCA.

Handepay is not an acquirer. Your acquiring service provider will depend on the service package you choose to receive through Handepay. Handepay acts as an introducer of card acquiring services on behalf of the card acquiring service providers which include Lloyds Bank plc trading as Cardnet and EVO Payments UK.

Lloyds Bank are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Cardnet is a registered trademark of Lloyds Bank plc.

EVO Payments UK is the trading name of EVO Payments UK Ltd, a payment institution that is authorised and regulated by the Financial Conduct Authority (FRN number 959332).

Editorial disclaimer:

The information we provide does not constitute financial advice and might not apply to your business. Always carry out research into your business’ needs when choosing a new merchant services provider.

Sometimes, we link to other third-party websites to provide you with additional information. At the time of publication, we consider the information accurate, however, we do not have control over their content and are not responsible if any information on these websites change.

The products we display on our website are for illustrative purposes only - if your business requires additional facilities, you may receive a different model than advertised. All of the information contained on this website, including fees, services and functionality, are correct at time of publishing. E&OE.