Making card payments affordable and easy to understand is at the heart of everything we do.
Card payments can be difficult enough to understand, without the added burden of hidden fees and expensive invoices.
We make it simple.
Our ethos of honesty, integrity and transparency is a breath of fresh air when compared to similar merchant services companies.
Often, business owners are confused by the hidden fees that are added to their invoices and don’t have the time to decipher them, meaning that they are paying too much. In a sector notorious for unexpected charges and high costs, we offer a completely transparent pricing proposition that enables companies to accept card payments at affordable prices.
That’s why business owners are increasingly turning to us to help them save money and grow their company.
Handepay was founded in 2006 by Merseyside-based entrepreneur, Andy Peake, with the belief that businesses of all sizes should be able to access an affordable way of accepting card payments from their customers. Since launch, we have grown to over 180 employees, supporting more than 28,000 business owners in the UK.
Always aiming to be at the forefront of the merchant services sector, we have consistently introduced industry-leading advancements. In 2009, we were one of the first to market with updated card terminals that could run over a Wi-Fi connection, rather than the standard Bluetooth. Contactless terminals were added to our product offering in 2013, along with improvements to mobile terminal connectivity.
In October 2015, we revolutionised the card payments market by introducing a new pricing scheme. In a sector notorious for hidden fees and high invoices, we offer an industry-leading transparent pricing solution:
NO minimum monthly service charge (MMSC)
NO PCI DSS compliance and non-compliance fees
NO authorisation fees
NO fees for online statements or Business Resource Centre
NO joining fees
Our distinctive pricing has made card payment acceptance simpler and more affordable for independent business owners. Businesses who accept card payments with Handepay can maximise their profits, paying low fees without concealed extra charges.
Handepay is owner-managed, with all key stakeholders in full time employment with the company – a rare feat for a business of our size! This ever-present leadership team have driven the growth of the company, investing heavily in new products, training and recruitment since launch.
Chief Executive Officer
Chief Commercial Officer
Chief Operating Officer
Chief Financial Officer
We have over 100 team members at our head office in Haydock, Merseyside; and over 70 advisors across the UK. This allows us to help businesses in the most convenient way for them. We aren’t limited to phone and email contact; we also provide a face to face service that many of our competitors do not.
We make sure that everyone in our team has a great work-life balance. Our office team are treated to monthly events including barbeques and an ice cream van during the summer months, as well as an annual black tie gala dinner and awards. Our advisors in the field are given the freedom to work in their local area, with contributions to travel costs.
Our employee survey revealed that over 90% of our workforce are proud of the work they do and feel like they are treated with dignity and respect. What’s more, 98% of our employees would recommend working here to others!
We make accepting card payments simpler to understand, giving guidance and advice about common hidden fees that many business owners don’t realise they’re paying. We have thousands of happy customers, who choose to give us fantastic feedback. We let them do the talking in our advertising, featuring testimonials from real customers in our marketing.
Our merchant services are well respected within the industry and national business community, and we are proud to have been nominated for some prestigious awards, with a few great wins
Workplace Health Award 2019 - Invest in St. Helens Business Awards
Customer Commitment Award 2019 (North West Region) - Chamber Business Awards
Best SME Card Payment Processing Specialists 2019 – UK Enterprise Awards
Customer Commitment Award 2019 - St Helens Chamber
Platinum Partner Award for Excellence in Sales Execution and Outstanding
Customer Experience 2018 - EVO Payments
Fastest Growing European ISO 2017 - EVO Payments
B2B Business of the Year - Growing Business Awards 2019
Customer Commitment Award - Chamber Business Awards 2019
Customer Centric Organisation - UK Business Awards 2019
Professional Services Business of the Year - Merseyside Independent Business Awards 2019
Employer of the Year - Merseyside Independent Business Awards 2019
Best Service to Business – Card and Payment Awards 2019
Best Merchant Acquirer or Processor - Payments Awards 2019
Best In-Store Payments Solution - Payments Awards 2019
Best Contactless Payment Project - Payments Awards 2019
Best In-Store Payments Solution – Payments Awards 2018
Employer of the Year – Invest in St. Helens Business Awards 2018
Best Medium / Large Business – Invest in St. Helens Business Awards 2018
Employer of the Year – St. Helens Chamber Business Awards 2018
In 2016, we partnered with local charity, The Steve Prescott Foundation, raising over £27,500 for the cause to date. The charity was a poignant choice, with many of our team impacted by the work the charity carries out. Since launching the partnership, members of our team have taken part and volunteered in a range of fundraising events. These include sporting events such as 10k runs and the Handepay St. Helens Triathlon, coupled with office fundraising of raffles and donations.