Save money on everyday expenses, enjoy your Member Benefits card




What is Member Benefits?


The Handepay Member Benefits e-money card, brought to you by Love2shop, saves you money on everyday essentials at 90+ leading high street retailers. Get a 7% discount every time you top up your card and enjoy saving all year round on the high street, in the supermarket, dining out, enjoying a trip to an attraction or even booking your next holiday.


• You can top-up your card using your debit or credit card and will only be charged the discounted rate

• For example, load £100 onto your card and you pay only £93

• You can download the Love2shop App and check your balance or top-up your card whilst you’re out and about


Click below to request your free Handepay Member Benefits card and a member of the Handepay team will be in contact within the next 3 working days.


Extra benefits available with your card


The card gives you access to an online account at From here you can…


• Purchase a reloadable Sainsbury’s gift card, which gives you 4% off top ups

• Purchase gift cards for other retail brands at a discount

• Exchange the balance of your Member Benefits Card for dining e-Gift Cards

• Exchange the balance of your Member Benefits Card for a virtual Mastercard

• Spend the balance of your card on a city break, weekend away or even a family holiday at






How to top-up your card in 3 easy steps

To manage your card, visit

  • Register


    Create a new account or log in if you already have one.

  • Top-up


    Select ‘top-up’ underneath your Member Benefits Card.

  • Spend


    Enter the amount you wish to load onto your card.

By clicking here you will be redirected to to top up your card


Top-up using the Love2shop App

The Love2shop App makes life so much easier whilst you’re on the move. Download the app today and you can…


Check your balance online whist you’re out and about

Load value onto your card at a 7% discount

View where you can spend your card on the high street

Spend in-store
Accepted at 90+ retailers

Your Member Benefits card can be spent in-store on the high street.


Plus many more...


Exchange card funds for dining e-gift cards

At, you can exchange the balance of your card for an e-Gift Card for any of these popular restaurant chains and dining options




Plus many more...



Book a trip away

Use your card balance at to book a UK hotel stay, a city break or family holiday through at a 7% discount. Or call the Love2shop Holidays team and book your trip over the phone.



Potential savings at a glance

Take a look – it’s well over £1,000 per year, and that’s not including ALL elements of your scheme


The Member Benefits Card is a regulated electronic money product provided by Park Card Services Limited. Park Card Services Limited is authorised and regulated by the Financial Conduct Authority under FRN 900016 for the provision of e-money and payment services.

Love2shop is a trading name of Park Card Services Limited.

The card and the underlying account is not a banking product and is not protected under the Financial Services Compensation Scheme in the same way bank accounts are; however the funds held on a customer's card and account are safeguarded so customers do receive protection for their funds.

The card can only be used at participating retailer locations in the United Kingdom and Channel Islands and cannot be used to withdraw cash from ATMs. There are certain customer due diligence checks that Park Card Servies may need to undertake on a customer both when setting up their account and when their loads hit certain thresholds in a 12 month period.

Financial disclaimer:

Terminal hire contracts are provided by Merchant Rentals Limited, who is authorised and regulated in the UK by the Financial Conduct Authority (FCA) for Consumer Hire under FRN 720500. Terminal hire can be for consumer hire and non-regulated hire contracts. Please check your contract carefully for details. Regulation of all consumer hire fall under the control of the FCA.

Handepay Ltd is authorised and regulated by the FCA for Consumer Credit under FRN 673564. Handepay is a credit broker for consumer hire not a lender.

Handepay acts as an introducer of card acquiring services on behalf of EVO Payments UK, the card acquiring service provider. EVO Payments UK is the trading name of EVO Payments UK Ltd, a payment institution that is authorised and regulated by the Financial Conduct Authority (FRN number 959332).

Existing Cards Businesses- The one-month rolling terminal hire contract from Merchant Rentals is only available to businesses that are switching from their current acquirer to EVO Payments UK arranged through Handepay.

New to Cards Businesses- The 12-month terminal hire contract from Merchant Rentals is only available to businesses that are new to card payments and wish to receive acquiring services from EVO Payments UK, arranged through Handepay.

The Next Day Banking Settlement service provided by EVO Payments UK incurs an additional fee of £4 a month on top of your acquiring service charges and fees. Provided your card machine performs a reconciliation before 12am (midnight), you’ll receive settlement of funds the next banking day.

Editorial disclaimer:

The information we provide does not constitute financial advice and might not apply to your business. Always carry out research into your business’ needs when choosing a new merchant services provider.

Sometimes, we link to other third-party websites to provide you with additional information. At the time of publication, we consider the information accurate, however, we do not have control over their content and are not responsible if any information on these websites change.

The products we display on our website are for illustrative purposes only - if your business requires additional facilities, you may receive a different model than advertised.

All of the information contained on this website, including fees, services and functionality, are correct at time of publishing. E&OE.