Countertop card machines

Having the capability to accept payments via card machines is becoming more essential for businesses operating in fixed locations.

  • Take face-to-face card payments
  • Flexible contract lengths starting from one-month rolling for switchers
  • No fees for PCI DSS compliance or non-compliance

Countertop credit card machines


UK Finance reports that approximately only one third of payments nowadays are made via cash, so if you’re not already accepting card payments - you could be in danger of being left behind.

Countertop card machines are an important asset for all kinds of businesses, and when you set up with Handepay - you won’t have to pay any hidden charges.


With Handepay it's simple...


  • Flexible contract lengths starting from one-month rolling for switchers
  • Accept contactless payments including Apple Pay, Google Pay & Samsung Pay
  • Improve cash flow and get your money the next banking day*
  • No minimum monthly service charge (MMSC)
  • No fees for PCI DSS compliance or non-compliance
  • Free Business Resource Centre


*The accelerated settlement service incurs a fee of £4 per month charged by EVO, our card acquirer. Providing your card machine performs a reconciliation before 12am (midnight), you’ll receive settlement of funds the next banking day. 

Countertop card machines are exactly as their name suggests - card machines that sit on the countertop at the point of sale.

It’s your traditional face-to-face card payment method. The countertop card machine sits on the counter - so it takes up very little space.

You can imagine the types of businesses that use these types of machines. Typically, you’ll find that countertop machines are best adopted from fixed premises - one single location, where all card payments are made.


This could include:

  • Accountants
  • Bridal Shops
  • Cafes
  • Chemists
  • Convenience Stores
  • Dry Cleaners
  • Gift Shops
  • Jewellers
  • Opticians
  • Restaurants
  • Bed and Breakfasts
  • Butchers
  • Car Servicing / Sales
  • Clothes Shops
  • Dentists
  • Florists
  • Hair and Beauty
  • Newsagents
  • Printers
  • Supermarkets

And many more...


Features of a countertop card machine


Providing a fast and secure way to accept card payments from your customers from a fixed location, the countertop card machine service available through Handepay is easy to use.

Fully equipped with contactless payment technology, our countertop card machines can accept contactless debit and credit card payments as well as payments made through Apple, Samsung and Google Pay devices.

This means that your customers always have a number of payment options to choose from.

General features include:


  • Available as dial up or IP

  • Reliable and easy to use

  • Small footprint which fits neatly onto most countertops

  • Certified to the industry's latest security standard PCI PTS 4.0

  • Faster transaction processing

  • Contactless including Apple, Samsung and Google Pay

  • Colour screen with optional backlight

  • Dimensions - 190mm (L) x 78mm (W) x 78mm (H)


Payment Card Logos


What's included in your box?


Countertop Credit Machine

  • Card machine 
    Our simple to use countertop card machine

    Power supply
    Power your card machine by plugging it in

    Ethernet and phone line cable
    Connect your card machine to your phone line or broadband

  • Two paper rolls
    Take payments and print receipts straight away

    Quick Reference Guide
    A simple guide to operating your card machine

    Window decal
    Advertise that you take card payments

Why choose Handepay?


Choosing Handepay isn't just about our fast and effective countertop card machines.

It's about a long term cost effective solution for all of your card payment needs.

But why else should you choose us?

  • No hidden fees

    No hidden fees

    In contrast to other card machine providers, we don't charge many of the fees you may find on your statement

  • Hassle-free switching

    Hassle-free switching

    In most cases, we cover your fees when you switch to us. Our team is on hand to help you switch and save

  • 28,000 customers

    28,000 customers

    We have a loyal and happy customer base - which is reflected by our ‘Excellent’ Trustpilot rating

  • Service & support

    Service & Support

    We’re available around the clock to respond to your needs - with 24/7 service and support

What our customers say



The Cooper Tree


The Copper Tree

“I saved over £150 per month by  switching to a Handepay credit card machine!  I was thrilled to discover that Handepay’s charges for accepting  payments through a credit card machine were straightforward."



Countertop card machines FAQs


Yes - our countertop card machines accept contactless payments from all major debit and credit cards as well as Apple, Samsung and Google Pay devices.

A countertop machine works just like any other card machine. As long as it’s connected (via dial up or IP) - customers can make Chip and PIN payments and contactless payments as normal.

From completing the application process it takes on average three working days to be set up to accept card payments.

Yes, all our card machines are plug and play with simple to follow instructions allowing you to fully complete the set up in just a few minutes.

With other providers - you might find that there are fees for joining, a minimum monthly service charge (MMSC) and authorisation fees. You won’t face any of these charges or hidden costs with Handepay. You'll only pay for your countertop card machine rental and a small percentage of each transaction made.

It doesn’t matter whether you're new to card payments or looking to switch from another provider - we can help you find the right countertop card machine for your business.

Find out more today


Financial disclaimer:

Terminal hire contracts are provided by Merchant Rentals Limited, who is authorised and regulated in the UK by the Financial Conduct Authority (FCA) for Consumer Hire under FRN 720500. Terminal hire can be for consumer hire and non-regulated hire contracts. Please check your contract carefully for details. Regulation of all consumer hire fall under the control of the FCA.

Handepay Ltd is authorised and regulated by the FCA for Consumer Credit under FRN 673564. Handepay is a credit broker for consumer hire not a lender.

Handepay acts as an introducer of card acquiring services on behalf of EVO Payments UK, the card acquiring service provider. EVO Payments UK is the trading name of EVO Payments UK Ltd, a payment institution that is authorised and regulated by the Financial Conduct Authority (FRN number 959332).

Existing Cards Businesses- The one-month rolling terminal hire contract from Merchant Rentals is only available to businesses that are switching from their current acquirer to EVO Payments UK arranged through Handepay.

New to Cards Businesses- The 12-month terminal hire contract from Merchant Rentals is only available to businesses that are new to card payments and wish to receive acquiring services from EVO Payments UK, arranged through Handepay.

The Next Day Banking Settlement service provided by EVO Payments UK incurs an additional fee of £4 a month on top of your acquiring service charges and fees. Provided your card machine performs a reconciliation before 12am (midnight), you’ll receive settlement of funds the next banking day.

Editorial disclaimer:

The information we provide does not constitute financial advice and might not apply to your business. Always carry out research into your business’ needs when choosing a new merchant services provider.

Sometimes, we link to other third-party websites to provide you with additional information. At the time of publication, we consider the information accurate, however, we do not have control over their content and are not responsible if any information on these websites change.

The products we display on our website are for illustrative purposes only - if your business requires additional facilities, you may receive a different model than advertised.

All of the information contained on this website, including fees, services and functionality, are correct at time of publishing. E&OE.