PDQ Machines


Want to accept debit and credit card payments from your customers without paying over the odds?

We do things differently.

Our PDQ machine pricing is refreshingly simple. You won’t pay any of the common hidden fees charged by other PDQ machine providers.

  • Accept contactless payments including Apple Pay, Google Pay & Samsung Pay
  • Improve cash flow and get your money the next banking day*
  • No minimum monthly service charge (MMSC)
  • No fees for PCI DSS compliance or non-compliance
  • Free Business Resource Centre


PDQ machine rental


We know that every business operates differently and a ‘one size fits all’ approach simply wouldn’t work.

We have a range of PDQ machines to suit every type of business. Our team of expert advisors will take time to get to know how your business works and discuss which PDQ machine will be best suited to you.

Unlike other providers, we won’t charge you a joining fee and you won’t pay authorisation fees, minimum monthly service charges or PCI DSS compliance and non-compliance fees.

We make taking card payments simple, so you can focus on growing your business.


What is a PDQ machine?


A PDQ machine is a device that is used to accept credit and debit card payments securely.

PDQ stands for “Process Data Quickly” and there are three main types of PDQ card machine. You can choose from a countertop, portable or mobile terminal; the one you pick will depend on how your business works.

There’s no difference between a Handepay card machine and a PDQ machine – it’s just a different term used to describe a card payment machine. You may also hear or see phrases such as ‘card terminal’ or ‘Chip and PIN machine’, they refer to the same piece of equipment and do the same job.

Our new Spire PDQ machines take all major credit and debit cards and are equipped with the latest contactless technology. They are also certified to the industry's latest security standard PCI PTS 4.0.





The benefits of taking card payments


It’s now an expectation for consumers to be able to pay by card wherever they shop and offering this option will broaden your horizons in the long term.

Are you missing out on sales and profits?

If you don’t accept card payments, your customers are limited to only spending the cash in their pocket with you. As more and more consumers now favour card payments over cash, you could be missing out on valuable sales.

Installing a Handepay PDQ machine will open up payment options for your customers, whether that’s by debit or credit card with a PIN or a contactless payment. It will also speed up queuing times with quicker transactions – as your customers can simply ‘tap and go’ with a contactless payment.

Even if you already take card payments you can still benefit from switching your PDQ card machine provider to Handepay. We will carry out a no obligation review of your current costs and if we can’t save you money we’ll give you £1,000!




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Looking to switch
your PDQ machine


We’ve already saved lots of businesses lots of money and we want you to save, too!

We guarantee to cut your PDQ machine costs – all you need to do is send us your latest card processing statements and we’ll do the rest.

If you take our Price Challenge and we can’t save you money on your current PDQ machine costs, we’ll give you £1,000.

It’s as simple as that!

Our unique pricing means that you won’t pay many of the fees charged by other providers. In most cases, we’ll even pay your exit fees if you’re still in a contract with your existing provider.


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New to


If you don’t currently have a PDQ machine, now is the best time to start thinking about it.

Whether you operate from a fixed location or are out on the road – think of all the additional sales you could make by offering your customers this service!

Maximise your business’ potential by accepting cards with a Handepay PDQ machine.

Our expert advisors are on hand to help you choose the right PDQ card machine that suits the way your business works. They’ll guide you through the process and help get you set up taking card payments.

Why wait? Get in touch today.

Why choose Handepay as your PDQ machine provider?


When you choose Handepay as the PDQ machine provider for your business, you can be safe in the knowledge that you’re joining a reputable provider who has helped thousands of other businesses save money and grow.

We want to help your business thrive. We offer a simple package, leaving you to focus on running your business and making your customers happy.




  • No hidden fees

    No hidden fees

    Unlike other PDQ machine providers, we don’t charge any hidden fees - so you know exactly where you stand

  • Hassle-free switching

    Hassle-free switching

    Switching provider needn’t be a chore - as we’ll cover your fees in most cases. Our helpful team works to ensure you switch and save.

  • 28,000 customers

    28,000 customers

    We take great pride in supporting so many businesses - which is reflected by our ‘Excellent’ rating on Trustpilot

  • Service & support

    Service & support

    We’re available around the clock to respond to your PDQ machine needs - with 24/7 service and support

What our customers say


Trustpilot Rated Excellent by customers logo


Mac Tools Bristol

“I can accept mobile payments in more locations thanks to Handepay! I was over the moon when I discovered that I could save 51% on my mobile payments fees, which works out to just under £100 per month!"




PDQ Machine FAQs



The cost of your PDQ card machine depends on your business and the type of PDQ machine you choose. Our unique pricing proposition means you won’t pay common fees other providers charge; including minimum monthly service charges, authorisation fees, joining fees, PCI DSS compliance and non-compliance or fees for online statements.

You’ll just pay a monthly PDQ machine rental fee, plus a small percentage for each card transaction you make – it’s as simple as that!

Yes. All of our PDQ card machines accept contactless payments including Apple, Samsung and Google Pay.

Handepay’s PDQ machines accept all major credit and debit card payments including MasterCard, Maestro, Visa, Visa Electron, American Express and UnionPay.

PDQ stands for “Process Data Quickly” and a PDQ machine refers to a machine that can process credit and debit cards by secure Chip and PIN or contactless.

Get in touch with Handepay today


Whether you’re new to cards or looking to switch provider, we’d love to get you set up with the right PDQ machine for your business and start saving you money.






Trustpilot logo for being rated excellent by customers



Financial disclaimer:

Terminal hire contracts are provided by Merchant Rentals Limited, who is authorised and regulated in the UK by the Financial Conduct Authority (FCA) for Consumer Hire under FRN 720500. Terminal hire can be for consumer hire and non-regulated hire contracts. Please check your contract carefully for details. Regulation of all consumer hire fall under the control of the FCA.

Handepay Ltd is authorised and regulated by the FCA for Consumer Credit under FRN 673564. Handepay is a credit broker for consumer hire not a lender.

Handepay acts as an introducer of card acquiring services on behalf of EVO Payments UK, the card acquiring service provider. EVO Payments UK is the trading name of EVO Payments UK Ltd, a payment institution that is authorised and regulated by the Financial Conduct Authority (FRN number 959332).

Existing Cards Businesses- The one-month rolling terminal hire contract from Merchant Rentals is only available to businesses that are switching from their current acquirer to EVO Payments UK arranged through Handepay.

New to Cards Businesses- The 12-month terminal hire contract from Merchant Rentals is only available to businesses that are new to card payments and wish to receive acquiring services from EVO Payments UK, arranged through Handepay.

The Next Day Banking Settlement service provided by EVO Payments UK incurs an additional fee of £4 a month on top of your acquiring service charges and fees. Provided your card machine performs a reconciliation before 12am (midnight), you’ll receive settlement of funds the next banking day.

Editorial disclaimer:

The information we provide does not constitute financial advice and might not apply to your business. Always carry out research into your business’ needs when choosing a new merchant services provider.

Sometimes, we link to other third-party websites to provide you with additional information. At the time of publication, we consider the information accurate, however, we do not have control over their content and are not responsible if any information on these websites change.

The products we display on our website are for illustrative purposes only - if your business requires additional facilities, you may receive a different model than advertised.

All of the information contained on this website, including fees, services and functionality, are correct at time of publishing. E&OE.