Pay by Link

  • Create dedicated payment links
  • A bonus tool for our online packages
  • Simple and secure to use
  • No joining or set-up fees

What is Pay by Link?


Advances in payment technology are allowing you to make sales and send invoices in more ways than ever.

Did you know you can collect payments via email, text message or social media?

With Pay by Link, it’s possible!

You can create dedicated payment links and share them via email, text message or even social media. You can accurately send invoices and payment reminders in a convenient way.

Are you ready for the great news?

With a Handepay payment gateway or virtual terminal, you can access Pay by Link for free.

That’s right, there’s no extra cost to use this fantastic feature! Pay by Link is included as a bonus tool in each of our online packages.

With prices starting from as little as £9.99 per month, can you afford to miss out?

It’s easy to do.


  • Online Portal Key Icon

    Log into your online portal, enter the customer’s details and the payment amount. It will automatically generate a unique link, which you can send to your customer.

  • Secure Payment Icon

    This link directs your customer to a secure payment page. They are prompted to enter their card details and the payment will be processed.

  • Real Time Reporting Icon

    With real-time reporting on our free business dashboard, you can set up email notifications, track payments and chase up any outstanding invoices.

Why choose Handepay for Pay by Link?


Other providers may charge you to use their Pay by Link service.

Not us.

We provide Pay by Link as a bonus tool when you use any of our cost-effective online payment packages.

That’s not the only bonus. Join us and benefit from:


  • No hidden fees

    No hidden fees

    In contrast to other card machine providers, we don't charge many of the fees you may find on your statement

  • Hassle-free switching

    Hassle-free switching

    Switching provider needn’t be a chore - as we’ll cover your fees in most cases. Our helpful team works to ensure you switch and save.

  • 28,000 customers

    28,000 customers

    It’s fair to say we have lots of experience when it comes to great customer service - which is why we’re rated as ‘Excellent’ on Trustpilot

  • Service & support

    Service & support

    With 24/7 service and support - you can call upon us at any time should you need to.

What our customers say


Trustpilot logo

Parkitt Racing


Parkitt Racing

“We were thrilled to save over £1,000 per year on our online payment gateway services! Switching to use Handepay's payment gateway was simple, We were able to complete the integration process ourselves in a matter of minutes!"



Pay by Link FAQs


If you have a Handepay virtual terminal or payment gateway, you’ve got access to Pay by Link. Simply open your online payment portal to create a unique payment link.

With us, no! Other providers may add a charge for access to Pay by Link, but we include it free of charge in all of our online packages.

Yes. Once a customer clicks their unique payment link, they are sent to a secure payment page to complete the transaction.

How can Pay by Link benefit you?


Keep up with the latest advances in payment technology by using Pay by Link.

More shoppers than ever are keen to make purchases over email, messaging services or social media.

Make it easy for your customers to pay.



Trustpilot Rated Excellent by our customers logo


Financial disclaimer:

Terminal hire contracts are provided by Merchant Rentals Limited, who is authorised and regulated in the UK by the Financial Conduct Authority (FCA) for Consumer Hire under FRN 720500. Terminal hire can be for consumer hire and non-regulated hire contracts. Please check your contract carefully for details. Regulation of all consumer hire fall under the control of the FCA.

Handepay Ltd is authorised and regulated by the FCA for Consumer Credit under FRN 673564. Handepay is a credit broker for consumer hire not a lender.

Handepay acts as an introducer of card acquiring services on behalf of EVO Payments UK, the card acquiring service provider. EVO Payments UK is the trading name of EVO Payments UK Ltd, a payment institution that is authorised and regulated by the Financial Conduct Authority (FRN number 959332).

Existing Cards Businesses- The one-month rolling terminal hire contract from Merchant Rentals is only available to businesses that are switching from their current acquirer to EVO Payments UK arranged through Handepay.

New to Cards Businesses- The 12-month terminal hire contract from Merchant Rentals is only available to businesses that are new to card payments and wish to receive acquiring services from EVO Payments UK, arranged through Handepay.

The Next Day Banking Settlement service provided by EVO Payments UK incurs an additional fee of £4 a month on top of your acquiring service charges and fees. Provided your card machine performs a reconciliation before 12am (midnight), you’ll receive settlement of funds the next banking day.

Editorial disclaimer:

The information we provide does not constitute financial advice and might not apply to your business. Always carry out research into your business’ needs when choosing a new merchant services provider.

Sometimes, we link to other third-party websites to provide you with additional information. At the time of publication, we consider the information accurate, however, we do not have control over their content and are not responsible if any information on these websites change.

The products we display on our website are for illustrative purposes only - if your business requires additional facilities, you may receive a different model than advertised.

All of the information contained on this website, including fees, services and functionality, are correct at time of publishing. E&OE.