Card payments are the lifeblood of the vast majority of businesses nowadays - so it’s essential to have a simple and cost effective card machine service provider on your side.
That’s where we come in.
Handepay has a variety of card machine payment solutions ideal for a range of services.
And that’s not all. When you sign up with us - you won’t be charged a penny for the following:
NO minimum monthly service charge (MMSC)
NO PCI DSS compliance and non-compliance fees
NO authorisation fees
NO fees for online statements or Business Resource Centre
NO joining fees
It’s official. Card payments are the most popular payment method in the UK.
More than 16 billion debit and credit card payments were made collectively in 2017 according to UK Finance - so it’s never been more important to ensure your business can accept card payments.
However, merchant services can come at a high cost - with many smaller businesses often paying over the odds just to ensure they can accept card payments.
Our debit and credit card processing service is a reliable and effective low cost card payment solution for
Since we don’t charge any of the fees listed above, we pride ourselves on helping your business to grow with the right type of card machine - whatever line of work you happen to be in.
At Handepay, we enable you to accept card payments across a number of different card machines suitable for a variety of purposes.
Providing a fast and secure way
to accept card payments from your
customers at a fixed location,
this countertop card machine is
easy to use.
A portable card machine is ideal for
businesses with multiple points of sale,
or for those that wish to take the card
machine to the customer rather than
direct them to a till.
This entirely depends on you and the needs of your business.
We find that countertop card machines are your best bet if you’re a retail business, for instance.
That’s because this type of card machine is ideal for fixed location payments. It does exactly what it says on the tin - providing a hassle-free way of accepting card payments, right at the designated point of sale.
Then, there’s portable card machines.
Portable card machines are the perfect way to accept card payments while you’re on your feet.
Usually this might mean settling up the bill at a restaurant table, for example. You can take the terminal right to the customer with a portable card machine - as they’re connected via WiFi.
So, this covers card payments under a single roof - but what if you’re out on the road?
Mobile card readers connect via GPRS, so your business can roam freely as required. This makes them a
handy solution for delivery services, tradespeople and even the likes of market sellers doing business out
in the open.
Whichever card machine you choose - rest assured that you’ll be able to accept quick and effective contactless payments across all types of terminals.
Not only does this provide your customers with more alternative payment options, but also enables you to serve them more efficiently with quicker transactions - no matter where the payment is made.
It's a fact.
Far less people are carrying cash around today than they were 10 years ago.
According to UK Finance - it’s predicted that cash will only account for around 16% of
all payments by 2027.
That’s a small proportion when you consider the amount of different payments and transactions you could make.
Card payments are only becoming more and more common, so opening up your business to this payment method will broaden your horizons in the long term.
Accepting card payments actually makes it much easier for your customers. It takes away the inconvenience of needing to physically withdraw cash from an ATM, and speeds up the transaction process - meaning less time spent queueing, or dividing out change.
It also has an added security benefit. With less cash lying around, your business is less vulnerable to theft. Digital payments are much more secure - especially contactless payments, which alleviate the need to type out your PIN in public view.
All of our new Spire card machines are certified to the industry's latest security standard PCI PTS 4.0.
When you choose Handepay as the card machine provider for your business, you’re not just opening your world to fast, reliable and cost effective card payments.
There are a variety of other benefits that make us an ideal solution for all your card payment needs.
In contrast to other card machine providers, we don't charge many of the fees you may find on your statement
In most cases, we cover your fees when you switch to us. Our team is on hand to help you switch and save
We have a loyal and happy customer base - which is reflected by our ‘Excellent’ Trustpilot rating
We’re available around the clock to respond to your needs - with 24/7 service and support
“I can accept mobile payments in more locations thanks to Handepay! I was over the moon when I discovered that I could save 51% on my mobile payments fees, which works out to just under £100 per month!"
Card machines are simple to use. First and foremost, they need to be connected to either WiFi, GPRS, or an analogue phone line. To accept payments, the customer needs to insert their card for Chip and PIN, or simply hover their card over the card reader for contactless (transactions under £30).
Essentially, they all reference the same thing. A PDQ machine isn’t any different to a card machine - nor is a card reader. They all perform the same function - in processing data to perform a digital transaction through Chip and PIN or contactless.
Yes - all of our card machines can accept contactless payments. All the customer needs to do is present their contactless device or debit or credit card to the card machine screen.
With Handepay, you can accept both debit and credit cards through our card machine terminals. We also enable you to accept contactless payments through Apple, Samsung and Google Pay via the appropriate devices.
With Handepay you will pay a rental fee for your card machine and then a small percentage of each transaction value. You won’t pay a minimum monthly service charge (MMSC), authorisation fees or PCI compliance and non-compliance fees.
It doesn’t matter whether you’re new to card payments or looking to switch - we’d love to discuss your card machine options for your business.