Price Challenge


  • £1000 if we can’t save you money
  • Affordable card machines
  • Simple pricing with no hidden fees
  • Five-star rated customer service
  • Improve cash flow and get your money the next banking day*






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What is the Handepay Price Challenge?


Back in 2015, we revolutionised the card terminal market with our transparent pricing proposition.


  • Accept contactless payments including Apple Pay, Google Pay & Samsung Pay
  • Improve cash flow and get your money the next banking day*
  • No minimum monthly service charge (MMSC)
  • No fees for PCI DSS compliance or non-compliance
  • Free Business Resource Centre


*The accelerated settlement service incurs a fee of £4 per month charged by EVO, our card acquirer. Providing your card machine performs a reconciliation before 12am (midnight), you’ll receive settlement of funds the next banking day. This service is currently only available to EVO acquired customers joining Handepay after 10th February 2021.


We knew we could offer the cheapest card payment machine packages in the sector, so introduced a way to prove our dedication to making card payment acceptance affordable.

We created the Handepay Price Challenge.



Who provides the cheapest card payment machine?

Every card terminal provider claims to offer the best card machine price.

We’re so confident that we can offer you the cheapest card payment machine package; we’ll put our money where our mouth is. If we can’t save you money on your card processing fees, we’ll give you £1,000.

It’s as simple as that.

The Price Challenge has proved so popular, over 37,000 businesses have taken us up on our offer to date.

We’ve only been beaten six times.

Our prices really are that good.

Find out if your provider is giving you the best card machine price.

Take the Handepay Price Challenge and find out how affordable our card machine prices are today!


Taking the Handepay Price Challenge is a doddle

price challenge tag

All you need to do is send over your most recent card terminal statement.

A member of our dedicated pricing team will take an in-depth look at your current fees to see where you could make savings. Their expert knowledge allows them to recognise any unnecessary charges, and highlight these to your advisor.

They’ll create a detailed price comparison, which your advisor can discuss with you. On average, we offer businesses savings of 36% on their card terminal fees!

It’s a win-win offer. We’ll either save you money on your monthly bill, or you’ll receive £1,000 in your pocket!

Can you afford not to take us up on our offer?


Terms and conditions apply.






What is the Handepay Price Challenge?


Thanks to the Handepay Price Challenge, you can get the cheapest card payment machine packages to suit your business.

Whether you need to take payments from one fixed location, at multiple places around your premises or on the go; we can offer you the best card machine price.

Even though we offer the cheapest card payment machine packages, we haven’t skimped on quality. We only provide up-to-date technology, with the latest security standard and the ability to accept contactless payments.

Which card terminal suits your business the best?






Why choose Handepay’s low card machine prices?


Thanks to the growth of card payments, many businesses view their card terminal as a necessary monthly cost.

If you don't accept card payments, you could miss out on vital sales; restricting your profits and damaging business growth.

You needn't pay over the odds for such an essential business service. We don’t just offer the cheapest card payment machine packages, take a look at our other benefits below:


  • No hidden fees

    No hidden fees

    In contrast to other card machine providers, we don't charge many of the fees you may find on your statement

  • Hassle-free switching

    Hassle-free switching

    Switching provider needn’t be a chore - as we’ll cover your fees in most cases. Our helpful team works to ensure you switch and save.

  • 28,000 customers

    28,000 customers

    It’s fair to say we have lots of experience when it comes to great customer service - which is why we’re rated as ‘Excellent’ on Trustpilot

  • Service & support

    Service & support

    With 24/7 service and support - you can call upon us at any time should you need to.




What our customers say





The Archer

“Handepay gave me £3,432 to cover my card terminal switching fees! Handepay made switching to use their card terminal simple by offering to cover the exit fees for me!"





Handepay Price Challenge FAQs



It’s simple! Just send a copy of your most recent merchant statement to One of our expert pricing team will take a look, and identify where you could make savings.

Of course! If we’re not able to beat your current prices, you must be on a great deal like Mark, from Chester. Mark took part in the Price Challenge in 2018, and discovered that his business was on an excellent rate. He said: “You always think there’s going to be a catch with these types of promotions, but Handepay put my cheque for £1,000 in the post the next day!”

Our Price Challenge is only available to businesses that already accept card payments. However, we can help if you’re new to card payments. Start accepting cards with us, and be reassured that you’re getting the best card machine price packages from the beginning.


Every business is different, so every saving we make varies. On average, we save businesses 36% on their card terminal fees. If you’ve got lots of unexpected fees, you could save hundreds of pounds each month! Take a look at our testimonials to see the savings we’ve made businesses across the UK.

Every offer has got to have terms and conditions. See if your business qualifies for our Price Challenge below.

  1. You agree to be bound by these terms and conditions and confirm that all information provided is accurate, up-to-date and complete.
  2. This “Price Challenge” is available until 31st December 2021.
  3. Handepay reserves the right to modify or terminate the “Price Challenge” and the terms and conditions of this offer at any time without prior notice.
  4. In order to qualify for the “Price Challenge” our services must be provided (and be able to be provided) on a like for like basis.
  5. The “Price Challenge” is not available to customers who are currently on a package deal or are taking an All Inclusive Bundle package from Handepay.
  6. The £1,000 will only be paid to a participating business if we cannot offer an overall saving per annum after having received and reviewed copies of the merchant statements from the prior three months; (this must include terminal rental, card processing fees (MSC), minimum monthly service charge (MMSC), PCI DSS fees (including non-compliance fees), faster settlement fees, any membership costs if applicable, authorisation fees, payment gateway fees and any other associated fees).
  7. The “Price Challenge” savings include a total cost generated by card terminal rental, payment gateway fees, card processing fees, faster settlement fees, membership fees and any other associated fees. Any cost incurred to switch provider will not be used within the savings calculation.
  8. In order to qualify for the ‘Price Challenge’ you must take over 80% of your total transactions on consumer cards.
  9. Should we successfully reduce your costs but you are subsequently declined for a facility by EVO Payments you will not qualify for this offer.
  10. Businesses do not qualify for the "Price Challenge" if their pricing is below current interchange costs as published by the card schemes.
  11. The “Price Challenge” is not open to trade sectors prohibited or restricted by EVO Payments.
  12. The “Price Challenge” is unavailable to kitchen / bathroom and vehicle sales / hire trade sectors
  13. The “Price Challenge” is not open to members of trade associations or buying groups.
  14. Handepay reserves the right to verify the eligibility of all claims and may, in its sole discretion, refuse to pay the “Price Challenge” fee if the customer fails to satisfy eligibility requirements or gives false or misleading information.
  15. Payments will be sent to customers via cheque or BACS as soon as is practical.
  16. Handepay does not accept any liability for lost or delayed payments, howsoever caused.
  17. Handepay reserves the right to withhold and/or refuse payment where we suspect that any false or fraudulent claim is being made.
  18. The decision of Handepay is final and no dispute will be entered into.
  19. Due to contractual obligations, we cannot provide a merchant facility for any businesses that have an existing contractual or other business relationship with EVO Payments or any of their associated businesses and, if applicable, the “Price Challenge” does not apply.
  20. The “Price Challenge” is not available to existing Handepay, EVO Payments and PayPoint Group customers.
  21. The “Price Challenge” is currently unavailable for businesses using purchased point of sale terminal equipment.
  22. By entering into the “Price Challenge” you agree to be included in Handepay’s promotional material.
  23. On entering the ‘Price Challenge’ you will not qualify for entry again for a 12-month period.
  24. If the £1,000 “Price Challenge” fee is paid out to you, you will not qualify for the “Price Challenge” again.

Terms & Conditions last updated 9th February 2021.




Get the best card machine price for your business


You shop around for other business services, why not for card terminal prices?
Make sure your business is getting the best card machine price, and maximising your profits!
Send us your statements to take the Handepay Price Challenge today.

How much will you save?