Accept Card Payments


  • Face-to-face, online or phone card payments
  • Quick, reliable and secure
  • £0 set-up fees
  • 24/7 customer service


How to take card payments


Most consumers nowadays expect businesses to accept card payments for their products and services.

Are you limiting your business’ growth by missing out on valuable sales?

Meet your customer’s needs and take card payments with a well trusted provider.

With Handepay, taking card payments is simple:

  • Accept contactless payments including Apple Pay, Google Pay & Samsung Pay
  • Improve cash flow and get your money the next banking day*
  • No minimum monthly service charge (MMSC)
  • No fees for PCI DSS compliance or non-compliance
  • Free Business Resource Centre


*The accelerated settlement service incurs a fee of £4 per month charged by EVO, our card acquirer. Providing your card machine performs a reconciliation before 12am (midnight), you’ll receive settlement of funds the next banking day. This service is currently only available to EVO acquired customers joining Handepay after 10th February 2021.

At Handepay we offer a range of card machines for businesses looking to take card payments from their customers from a fixed location, around the premises or whilst out and about.

We can also help you to take payments through your website, over the phone or mail order, meaning your business can benefit from trading 24/7.

Whether you’re new to card payments or switching, taking card payments is cost effective and has never been easier to set up.

Card payments are the preferred method of payment amongst consumers today, thanks to the ever-increasing popularity of contactless payment technology like Apple, Samsung and Google Pay devices.

Can you afford to miss out on vital sales?



Take card payments online and over the phone


Your customer doesn’t always need to be physically present to make purchases.

Our online card payment service is a great way to ensure your business is as accessible as it needs to be.
The same applies to our secure phone payment processing.


Online Card Payment Icon


Card Payments


Our payment gateway will help you to reach more customers and sell 365 days a year, by setting up an online store. You’ll benefit from Pay by Link and an online business management dashboard with real-time reporting.




Phone Card Payment Icon


Card Payments


All our card machines can be used to key enter your customers card number and security code. If you take lots of payments over the phone or via mail order a virtual terminal may be better, as a dedicated payment page allows you to take card payments securely.



The benefits of accepting card payments


Fewer people now carry cash than ever before.

This makes being able to accept card payments increasingly important, and vital for maximising growth.

It’s quick, reliable and secure plus you can benefit from:

Increased high value purchases and impulse buying leading to a boost in sales and profits.

Meet customer’s expectations – most customers want to pay by card.

Improve service levels, it's quicker than cash especially when using contactless technology.

Open up the option of payments by phone, mail and online extending your opening hours therefore increasing sales.



Why accept card payments with Handepay? 


When you accept card payments with a Handepay, you have the security of knowing you are choosing a provider that’s rated ‘Excellent’.

As well as not charging many of the hidden fees charged by most of our competitors there are a range of other benefits associated with allowing your customer to pay by card, these include:



  • No hidden fees

    No hidden fees

    In contrast to other card payment providers, we don't charge many of the fees you may find on your statement

  • Hassle-free switching

    Hassle-free switching

    We want to help you switch and save - which is why in most cases we’ll cover any cancellation fees

  • 28,000 customers icon

    28,000 customers

    Our ‘Excellent’ rating on Trustpilot tells you all you need to know about our satisfied customers

  • Service & support

    Service & support

    We're available around the clock to respond to your needs - with 24/7 service and support

What our customers say




Mac Tools Bristol

“I can accept mobile payments in more locations thanks to Handepay! I was over the moon when I discovered that I could save 51% on my mobile payments fees, which works out to just under £100 per month!"




Card Payment FAQs


A Handepay card machine is essential for any business looking to accept card payments. This can be a countertop machine at a fixed location, a portable machine allowing you to take card payments around your premises or a mobile card machine that allows you to take card payments whilst you’re out and about.

To accept card payments face-to-face you will need a merchant account and a card machine suited to your business requirement. To take card payments online you will need a website and a payment gateway. For phone and mail order payments you can use a virtual terminal to process card payments, this can however also be done via your card payment machine.

With Handepay you can accept card payments from a range of debit and credit cards including MasterCard, Maestro, Visa, Visa Electron, American Express and UnionPay. In addition, all card machines are equipped with contactless payment technology allowing payments via Apple, Samsung and Google Pay devices.

If you’re looking to take card payments, whether you’re new to card payments or looking to switch we
can provide you with a hassle-free solution.




Trustpilot logo for being rated excellent by customers



Financial disclaimer:

Terminal hire contracts are provided by Merchant Rentals Limited, who is authorised and regulated in the UK by the Financial Conduct Authority (FCA) for Consumer Hire under FRN 720500. Terminal hire can be for consumer hire and non-regulated hire contracts. Please check your contract carefully for details. Regulation of all consumer hire fall under the control of the FCA.

Handepay Ltd is authorised and regulated by the FCA for Consumer Credit under FRN 673564. Handepay is a credit broker for consumer hire not a lender.

Handepay acts as an introducer of card acquiring services on behalf of EVO Payments UK, the card acquiring service provider. EVO Payments UK is the trading name of EVO Payments UK Ltd, a payment institution that is authorised and regulated by the Financial Conduct Authority (FRN number 959332).

Existing Cards Businesses- The one-month rolling terminal hire contract from Merchant Rentals is only available to businesses that are switching from their current acquirer to EVO Payments UK arranged through Handepay.

New to Cards Businesses- The 12-month terminal hire contract from Merchant Rentals is only available to businesses that are new to card payments and wish to receive acquiring services from EVO Payments UK, arranged through Handepay.

The Next Day Banking Settlement service provided by EVO Payments UK incurs an additional fee of £4 a month on top of your acquiring service charges and fees. Provided your card machine performs a reconciliation before 12am (midnight), you’ll receive settlement of funds the next banking day.

Editorial disclaimer:

The information we provide does not constitute financial advice and might not apply to your business. Always carry out research into your business’ needs when choosing a new merchant services provider.

Sometimes, we link to other third-party websites to provide you with additional information. At the time of publication, we consider the information accurate, however, we do not have control over their content and are not responsible if any information on these websites change.

The products we display on our website are for illustrative purposes only - if your business requires additional facilities, you may receive a different model than advertised.

All of the information contained on this website, including fees, services and functionality, are correct at time of publishing. E&OE.