Contactless card machines 

All Handepay contactless card reader devices accept contactless card and mobile payments - making things simple, for everyone.

    • Accept contactless cards and mobile wallets
    • Includes Apple Pay, Google Pay and Samsung Pay
    • Fast, secure and cost-effective

Contactless card reader for your business

Contactless payment systems make taking cashless payments even easier.

It’s a secure way to pay that only takes seconds.

Many customers no longer just prefer contactless card payments - they expect it.

Having a contactless card reader is essential for a modern business.


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What is a contactless payment?

Contactless card machines are a far more convenient way to accept payments for your goods and services than cash, and even Chip and PIN.

Using a contactless card reader can speed up your payment process on smaller transactions of up to £45 for contactless card payments in-store. For customers using Apple, Google and Samsung Pay there is no limit on the number or value of transactions, however some retailers may choose to have a limit in place as with standard contactless payments.

To accept contactless payments, simply ask customers to place their card or contactless payment device over the screen on your contactless card reader, and the transaction will be completed in seconds.

No PIN requirement, and no waiting to count cash or change.

It’s fast, simple, and secure.

Plus, you’ll get an instant notification when a payment has been accepted.

Handepay’s contactless card readers enable you to quickly take contactless payments from all major credit and debit cards, as well as Apple, Google and Samsung Pay.


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What are the benefits of contactless
payment machines?


Contactless payment machines offer you and your customers a faster, simpler, secure and flexible way of accepting payments.

As a business you can speed up transaction times, allowing you to serve more customers quickly, whilst removing limitations for your customers - such as relying on having enough cash in their pocket.

With a contactless card reader you can:

  • Offer your customers more ways to pay - More customers than ever are moving away from cash in favour of contactless payments. A contactless payment machine makes it easy to accept contactless payment cards, compatible mobile phones, and even smart watches.

  • Serve people quicker and reduce queue times - Reduce transaction times by removing the need for customers to count cash or enter their PIN. Simply tap and the payment is made in seconds. Less hassle, more transactions, more business for you.

  • Increase security - Remove the prospect of accepting counterfeit notes or coins and reduce the risk of fraud. With a contactless payment machine from Handepay, your customers are no longer vulnerable to somebody overseeing their PIN. All of our contactless card readers meet the latest industry security standards.


Compare contactless card readers

At Handepay, we offer three different types of contactless card payment devices. To help you choose, we’ve highlighted each machine’s key features below.



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All of our countertop, portable and mobile machines are fast, reliable and easy to use. Plus, each style is equipped with a colour screen with backlight, and a quiet, easy load, high speed thermal printer.

All new Spire devices are certified to the industry’s latest security standard (PCI PTS 4.0) too.

So, whatever business you're in, we have a Handepay contactless card machine for you.

Why choose Handepay for your contactless card machine?


There are many reasons to use Handepay as the supplier of your contactless card reader.

  • No hidden fees

    No hidden fees

    In contrast to other card machine providers, we don't charge many of the fees you may find on your statement

  • Hassle-free switching

    Hassle-free switching

    In most cases, we cover your fees when you switch to us. Our team is on hand to help you switch and save

  • 28,000 customers

    28,000 customers

    We have a loyal and happy customer base - which is reflected by our ‘Excellent’ Trustpilot rating

  • Service & support

    Service & Support

    We’re available around the clock to respond to your needs - with 24/7 service and support

Contactless card machines FAQs


Contactless card readers interact with a contactless card through a chip built into the card. The chip sends out a radio wave which creates a connection with the contactless card reader through RFID  (Radio Frequency Identification) technology to process payments.

To make a contactless payment, your customer simply needs to place their card close to the contactless card reader (within a few centimetres), which will pick up the RFID signal and process the payment instantly.

You will receive a notification on the card machine to let you know if the payment has been successful or not.

If it hasn’t, you can simply ask your customer to tap their card or contactless payment enabled device against the contactless card reader again.

The in-store contactless payment can be completed within a couple of seconds.

Once the contactless card or payment device has been tapped against your contactless card reader you will receive a notification almost instantly as to whether the transaction has gone through.

If it hasn’t you can simply ask the customer to try again or the customer may need to use Chip and PIN if they have reached the maximum of five contactless transactions in a row.

For authorised contactless payments, the payment will settle in your bank account according to your settlement timescale.

Yes, all our card machines are plug and play with simple to follow instructions allowing you to fully complete the set up in just a few minutes.

Yes. Contactless card readers and contactless payments are secure.

Contactless payment cards use the same high level security as Chip and PIN cards.

While payments are made over contactless radio signals, they are Near Field Communications (NFC) based, meaning the payment device must be placed within extremely close proximity to the card reader (within a few centimetres) to pick up the signal.

All contactless cards are built with robust security features that will protect both your business and your customers from fraud.

Every now and then your customers will be automatically asked to enter their Chip and PIN details (even when trying to pay via contactless) to verify their identity, while all transactions made via contactless card machines are recorded so you have a transparent audit trail of all contactless payments made to your business on a given day.

All of our new Spire contactless card readers are also certified to the industry’s latest security standard - PCI PTS 4.0.

Earlier this year the limit on contactless payments was increased from £30 to £45 to help encourage customers to use contactless payments to increase safety in response to the COVID-19 pandemic.

There has been no further information released as to whether the limit will be increased further in the future.

Customers using contactless payment devices such as Apple PayGoogle Pay and Samsung Pay do not have a limit on the number or value of transactions, however some retailers may choose to have a limit in place as with standard contactless payments.

No. Your contactless card reader will interact with and process payments via any contactless payment device that emits the same RFID signal as a contactless card.

If they’re not using a contactless card your customer will typically be paying using a smartphone, but many other mobile smart devices can now be used with contactless card readers such as smart watches.

Whatever payment device your customer is using, the payment process is the same. Just ask them to place their device close to your contactless card reader and the payment will be processed in the same way as if they were using a contactless credit or debit card.

Once you’ve spoken to one of our advisors and we’ve helped figure out which contactless card machine is best for your business, we can have your new card machine with you, and working, typically within three business days.

This includes setting up your merchant account, providing you with your card machine, and making sure you have everything in place to start accepting card payments (either contactless or via Chip and PIN).

When you start accepting payments, you can expect to see money settling into your merchant account in three working days after the payment is made.

Accepting contactless card payments in your business, whether through a countertopmobile or wireless card machine, will allow you to serve customers quicker, so you can serve more people during the day.

You’ll make more profit, and remove the need for time consuming till settling and cash counting at the end of the day.

Contactless card payments are also more secure than cash payments, removing the risk of counterfeit notes and scams.

At Handepay, we tell you exactly what you’ll pay as part of your decision to move to using contactless card machines.

There are no hidden joining fees, no PCI DSS compliance or non compliance fees, or any other fees that you won’t know about before signing up with us.

The cost you’ll pay for a contactless card machine depends on a few factors specific to your business:

  • The type of machine you use
  • The number of machines you decide you need
  • The number of transactions you process during the day
  • Your business’s turnover

With Handepay, you’ll pay a monthly rental for your card machine and then a small percentage of each transaction value. You won’t pay a minimum monthly service charge (MMSC) or PCI compliance and non-compliance fees.

Increased profits and savings are two of the major benefits of switching to contactless payments.

The actual profits you can expect to see vary from business to business.

They depend largely on the number of customers you currently serve today, compared to the number you could serve by completing transactions quicker using contactless card machines.

But, businesses which choose Handepay for their contactless payments have typically saved 36% on their card processing costs, compared to other providers.

So if you do decide to adopt contactless card readers, we’ll help you do it in the most cost effective way possible.

All of our countertop, portable and wireless card machines allow you to accept payments from all major debit and credit card providers as well as payments from contactless devices or apps such as Apple Pay, Google Pay and Samsung Pay.

It’s a new cashless world out there, but we won’t give you your contactless card machine and leave you to fend for yourself.

We have a technical helpdesk, staffed by experts who can help you solve any problems you have with your card machine, or arrange for a new machine to be sent out if we can’t fix it.

We’ve also got a UK-based help desk with a team ready to walk you through any process or problem you have with accepting card payments.

And be assured, we’ve been doing this for a long time, so we’ve helped people solve all kinds of problems. There’s not much we won’t be able to help you out with - at least with your contactless card machine.


If you want to offer your customers a fast, reliable and simple way to pay, get in touch with us. We’re
happy to advise you on the best contactless card reader for your business.


Find out more today


Financial disclaimer:

Terminal hire contracts are provided by Merchant Rentals Limited, who is authorised and regulated in the UK by the Financial Conduct Authority (FCA) for Consumer Hire under FRN 720500. Terminal hire can be for consumer hire and non-regulated hire contracts. Please check your contract carefully for details. Regulation of all consumer hire fall under the control of the FCA.

Handepay Ltd is authorised and regulated by the FCA for Consumer Credit under FRN 673564. Handepay is a credit broker for consumer hire not a lender.

Handepay acts as an introducer of card acquiring services on behalf of EVO Payments UK, the card acquiring service provider. EVO Payments UK is the trading name of EVO Payments UK Ltd, a payment institution that is authorised and regulated by the Financial Conduct Authority (FRN number 959332).

Existing Cards Businesses- The one-month rolling terminal hire contract from Merchant Rentals is only available to businesses that are switching from their current acquirer to EVO Payments UK arranged through Handepay.

New to Cards Businesses- The 12-month terminal hire contract from Merchant Rentals is only available to businesses that are new to card payments and wish to receive acquiring services from EVO Payments UK, arranged through Handepay.

The Next Day Banking Settlement service provided by EVO Payments UK incurs an additional fee of £4 a month on top of your acquiring service charges and fees. Provided your card machine performs a reconciliation before 12am (midnight), you’ll receive settlement of funds the next banking day.

Editorial disclaimer:

The information we provide does not constitute financial advice and might not apply to your business. Always carry out research into your business’ needs when choosing a new merchant services provider.

Sometimes, we link to other third-party websites to provide you with additional information. At the time of publication, we consider the information accurate, however, we do not have control over their content and are not responsible if any information on these websites change.

The products we display on our website are for illustrative purposes only - if your business requires additional facilities, you may receive a different model than advertised.

All of the information contained on this website, including fees, services and functionality, are correct at time of publishing. E&OE.