How to start accepting card payments for your business

Digital payment technology and public concern around the coronavirus have pushed contactless card payments further than ever. With physical cash falling firmly behind.

If you haven’t started accepting card payments for your business yet, don’t worry, it’s not too late.

At Handepay, we’re experts in the card payment world, offering plenty of solutions for businesses just like yours. So you can finally begin taking advantage of everything card payments have to offer:

• Keep track of all your transactions
• Take payments from customers quickly and easily. But most importantly…
• Boost profits

If you want to start accepting card payments in 2023, here are some things you need to know and a few things you’ll need.

Choose how you want to accept card payments

How you accept card payments will be dictated by the type of business you have, and how payments fit into your business model.

For example, will customers have to pay in-store or are you an online business?

Do you offer both options?

How about paying over the phone?

Once you know this you’ll be able to look at the different payment options available.

Start accepting card payments via card machine

A card machine is the most basic piece of equipment you’ll need to start accepting card payments or digital wallet payments in-store.

Card machines allow customers to pay for their purchases via credit or debit card, contactlessly or by using chip and pin.

Also known as a ‘terminal’ or a ‘PDQ machine,’ many of these card machines can be used wirelessly, using mobile data or WiFi.

This is perfect if you run a business in a large setting and want customers to be able to pay from anywhere, or if you move around frequently, like if you have a mobile business.

Handepay’s Saturn Android Smart Terminal is the perfect choice for face-to-face businesses. 

With a beautiful 5.5-inch colour android touchscreen, alongside WiFi and 4G connectivity, taking payments anywhere, anytime has never been such a breeze.

Start accepting card payments using an online payment system

So, you’ve finally set up a website for your business and can’t wait to start accepting card payments.

The only question is… where to start? Thankfully, it’s not as complicated as it sounds.

One thing you will need is a payment gateway, which replicates the function of an in-person card machine online.

When your customer enters their payment details on your site and goes ahead with the transaction, it’s the same process. 

As soon as the customer’s details and funds are verified, the payment goes through, all in a matter of seconds.

Quick, simple and secure.

Sound like something you could take advantage of? Check out Handepay’s range of options for accepting card payments online.

We’ll help you have your online business up and running in no time.

Start accepting card payments over the phone

Accepting card payments over the phone was a huge step forward in the shopping experience when it first appeared, and it still is today.

Millions of businesses still accept card payments over the phone. It’s a completely secure and reliable way to make transactions.

To get started, you’ll need a virtual terminal.

Simply put, it’s a piece of software that allows customers to enter their payment details over the phone. All with the same great level of security as our previous two options.

Whether it’s entering their card details via their phone’s keypad or saying the numbers out loud, Handepay’s virtual terminal makes accepting card payments over the phone a straightforward process.  

Flexible, reliable and secure, our virtual terminal helps you hit the ground running when taking payments over the phone - with no hidden fees and plenty of support.