Could your business benefit by moving to mobile or portable card machines?

Card payments and contactless payments remain the most popular forms of payment today, with debit card payments accounting for 47% of all point-of-sale transactions in 2022, according to Statista.

Comparing this to the fact that physical cash only accounted for 10% of 2022 transactions, according to the same data, it’s clear that credit and debit cards hold a substantial advantage for businesses over older forms of payment.

However, while many businesses still utilise countertop card machines, they could enjoy even further success by opting for portable card machines instead.


As the name suggests, portable card machines are machines that can be moved around premises and accept pin and contactless payments from credit and debit cards (and digital wallet payments) without being tethered to a power source or a modem - instead using a battery pack to remain active and a Wi-Fi connection to accept payments from customers.


A mobile card machine, on the other hand, offers the same results while being able to move almost anywhere, even away from a set premises.

Could your business benefit by moving to mobile or portable card machines?

Your business may have enjoyed considerable success with the fixed card machine you have.


But the addition of portable payments opens your business up to attract more customers and enjoy increased takings.


At Handepay, we’re experts in card payments and card machines and offer businesses relaxed and easy-to-use card payment solutions for their customers.


So, if you’re unsure whether or not making the switch to a portable or mobile card machine is the right move for you, here is some information you will find useful.

The advantages of a portable card machine

Freedom of movement within a premises


As discussed above, a portable card machine gives you the option to move around your business premises while still being able to accept card payments quickly and easily.


Fixed point-of-sale terminals offer a singular location to accept card payments which some customers can still appreciate, thanks to the regularity and familiarity that come with paying for goods at one consistent point within a shop or premises.


But, looking at it from another perspective, this setup is very limiting and does not reflect the convenience and ease of payment many customers expect in the 21st century.






This is especially true if your business is based within a large premises, in which walking to and from a singular point of sale can cost a customer both time and patience.


Whereas, with a portable card machine, you can remove this restriction, greet the customer and process their transaction at any point within your business, as long as you have a reliable Wi-Fi connection.


However, even in the event of a Wi-Fi blackout, some card machines still allow you to accept payments.


Our Saturn Andriod Smart Terminal, for example, is a mobile card machine that comes with built-in Wi-Fi and 4G mobile data technology, giving you multiple options to stay connected and accept card and contactless payments from your customers at any time.


This card machine can also accept payments from the growing number of digital wallet options available, like Google Pay and Apple Pay.

Cut payment times and boost customer numbers

The more customers you’re able to serve quickly, the more customers you’ll be able to welcome into your business.


While fixed card machines benefit from the convenience factor, a significant amount of time could be lost by the need for the customer to bring their goods to the counter or simply needing them to visit the counter to pay.


This raises the amount of time customers spend on a business premises, potentially cutting the amount of time other customers can spend in said business, costing revenue.

Cut payment times and boost customer numbers


Whereas, with a portable card machine, by eliminating the need for the customer to wait to be served at the counter and bringing them the card machine directly, transactions can be completed far quicker, and the number of customers waiting to be served can be cut drastically, encouraging more business.


Plus, with the Saturn Android Smart Terminal’s next-generation technology, payments can be made far faster than previous generations of card machines.


With Handepay, you can also expect next banking day settlement as standard, so you can receive your money promptly and improve your cash flow.

Improve customer satisfaction and meet convenience expectations


With 82% of shoppers saying convenience is “extremely” or “very” important to them, according to a recent Mythbusters: Convenience report, the need to provide a seamless and stress-free experience for customers has never been clearer if businesses want to achieve the success they’re capable of.


People lead incredibly busy lives today, and the rise of quickfire delivery times and instant gratification has created a society in which people would rather not wait to have their needs fulfilled, if possible.



While fixed card machines are still very useful, the convenience factor is not present.


If anything, they create a scenario in which the customer is forced to move from A to B to make a payment - the opposite of convenience.


But with mobile card machines like the Saturn Android Smart Terminal, the convenience needs of modern customers can easily be met by offering them a payment solution that can be utilised anywhere, anytime, saving them the hassle of needing to visit a set location to pay.

Choose Handepay portable card machines for your business


If your business is yet to onboard mobile or portable card machines and reap their benefits, Handepay is here to help.


With years of experience in delivering fast and reliable card machines for small businesses and large businesses alike, as well as a dedicated team of industry experts, we’re in a prime position to answer your questions and solve your card machine needs today.


Give us plenty of information about your business, and we'll offer you the most reliable and cheapest card payment machine that matches your needs.


Wondering what your card machine cost will be, or what monthly fees are involved?


Get in touch with the Handepay team if you’d like to find out more about our portable card machine options.

Financial disclaimer:

Terminal hire contracts are provided by Merchant Rentals Limited, who is authorised and regulated in the UK by the Financial Conduct Authority (FCA) for Consumer Hire under FRN 720500. Terminal hire can be for consumer hire and non-regulated hire contracts. Please check your contract carefully for details. Regulation of all consumer hire fall under the control of the FCA.

Handepay Ltd is authorised and regulated by the FCA for Consumer Credit under FRN 673564. Handepay is a credit broker for consumer hire not a lender.

Handepay acts as an introducer of card acquiring services on behalf of EVO Payments UK, the card acquiring service provider. EVO Payments UK is the trading name of EVO Payments UK Ltd, a payment institution that is authorised and regulated by the Financial Conduct Authority (FRN number 959332).

Existing Cards Businesses- The one-month rolling terminal hire contract from Merchant Rentals is only available to businesses that are switching from their current acquirer to EVO Payments UK arranged through Handepay.

New to Cards Businesses- The 12-month terminal hire contract from Merchant Rentals is only available to businesses that are new to card payments and wish to receive acquiring services from EVO Payments UK, arranged through Handepay.

The Next Day Banking Settlement service provided by EVO Payments UK incurs an additional fee of £4 a month on top of your acquiring service charges and fees. Provided your card machine performs a reconciliation before 12am (midnight), you’ll receive settlement of funds the next banking day.

Editorial disclaimer:

The information we provide does not constitute financial advice and might not apply to your business. Always carry out research into your business’ needs when choosing a new merchant services provider.

Sometimes, we link to other third-party websites to provide you with additional information. At the time of publication, we consider the information accurate, however, we do not have control over their content and are not responsible if any information on these websites change.

The products we display on our website are for illustrative purposes only - if your business requires additional facilities, you may receive a different model than advertised.

All of the information contained on this website, including fees, services and functionality, are correct at time of publishing. E&OE.