Your Toolkit to Taking Payments

The way people shop is changing

At Handepay we have the necessary tools to help you run your business to its full potential and adapt to your customers payment needs.

Whether you're an existing customer, switching from your current provider or are completely new to card payments, we have a card payment solution for any circumstance including the safety of contactless card machines, accepting payments over the phone and taking your business online.

Request more information on any of the products and services detailed in our toolkit below and we'll be in touch as soon as possible to discuss your options.

Taking payments online and over the phone

Taking card payments online or over the phone is a fast and convenient way of keeping your business going. Since the Covid-19 pandemic in 2020 forced many businesses to go online, e-commerce has become more popular than ever.

We have a range of options to suit your business type, including:


Online Payment Gateway

Online Payment Gateway

A tool that is securely linked to your business website to allow you to take payments online.

Virtual Terminal

Virtual Terminal

Helps you accept card payments over the phone from your customers. Simply log into your virtual terminal online and enter your customer’s card details into the secure form.

Our virtual terminal comes with an online dashboard, allowing you to track your sales and manage your business in real time.

Pay by Link

Pay by Link

Allows you to create a dedicated payment link to share via email, text or social media to collect payments.

With a Handepay payment gateway or virtual terminal, you can access Pay by Link for free.

Recurring Payments

Recurring Payments

Automatically charge your customers for specific goods or services on a pre-arranged schedule (e.g. a subscription), allowing them to spread the cost with repeat instalments.

Our recurring payment solution is available as part of our standard Payment Gateway package.

Accepting payments with a mobile card machine

With a mobile card machine, you can take card payments virtually anywhere that you have network coverage. Ideal for delivery services and tradespeople, our mobile card machines accept both Chip and PIN transactions and contactless payments including Apple Pay, Google Pay and Samsung Pay.

Check out our full range of card machine options ideal for a range of services suited to your business type. We don't charge unnecessary hidden fees so you can be assured you aren't paying over the odds to accept card payments.


Contactless payments

The single transaction contactless payment threshold is increasing from £45 to £100 from the 15th October 2021.

The contactless threshold for multiple transactions will also increase from £130 to £300.

Your terminal will need to update for the new contactless limit to be applied. 

The steps you need to take and the date your machine will update from will depend on your terminal type and your acquirer.

Click here to find out what steps you need to take. 


Business funding to boost cash flow

We’ve partnered with YouLend to offer Handepay EVO customers a quick and easy way of raising funds to support cash flow. If you’re continuing to process card payments for your goods and services, we can support your business by giving you access to fast and flexible funding, subject to eligibility.


Government advice and guidelines

It's also important to keep up to date with the Government's advice and guidelines. You can find out what support is available to businesses here.


Request more information

If you'd like more information on any of the services we provide, please complete the form below and one of our advisors will be in touch to discuss the best solution for your business. We are on hand to help your business adapt to accept card payments from your customers in any circumstance.

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By providing your details you are giving consent for us to contact you to discuss card payment solutions and additional related products and services that may be of interest to you.


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Featured guides

 Wireless card machine

What is a wireless card machine?


A tool that is securely linked to your business website to allow you to take payments online.


Contactless Payment

Contactless Payments Explained


Contactless payments are becoming more popular by the year. UK Finance forecasts that 37% of all purchases will be contactless within the next 10 years.


Locked padlock with £ sign to show secured payment

The ultimate guide to payment security


Whether you’re a fledgling start-up or an established business, online payment security is highly important – to protect yourself and your customers.


Financial disclaimer:

Terminal hire contracts are provided by Merchant Rentals Limited, who is authorised and regulated in the UK by the Financial Conduct Authority (FCA) for Consumer Hire under FRN 720500. Terminal hire can be for consumer hire and non-regulated hire contracts. Please check your contract carefully for details. Regulation of all consumer hire fall under the control of the FCA.

Handepay Ltd is authorised and regulated by the FCA for Consumer Credit under FRN 673564. Handepay is a credit broker for consumer hire not a lender.

Handepay acts as an introducer of card acquiring services on behalf of EVO Payments UK, the card acquiring service provider. EVO Payments UK is the trading name of EVO Payments UK Ltd, a payment institution that is authorised and regulated by the Financial Conduct Authority (FRN number 959332).

Existing Cards Businesses- The one-month rolling terminal hire contract from Merchant Rentals is only available to businesses that are switching from their current acquirer to EVO Payments UK arranged through Handepay.

New to Cards Businesses- The 12-month terminal hire contract from Merchant Rentals is only available to businesses that are new to card payments and wish to receive acquiring services from EVO Payments UK, arranged through Handepay.

The Next Day Banking Settlement service provided by EVO Payments UK incurs an additional fee of £4 a month on top of your acquiring service charges and fees. Provided your card machine performs a reconciliation before 12am (midnight), you’ll receive settlement of funds the next banking day.

Editorial disclaimer:

The information we provide does not constitute financial advice and might not apply to your business. Always carry out research into your business’ needs when choosing a new merchant services provider.

Sometimes, we link to other third-party websites to provide you with additional information. At the time of publication, we consider the information accurate, however, we do not have control over their content and are not responsible if any information on these websites change.

The products we display on our website are for illustrative purposes only - if your business requires additional facilities, you may receive a different model than advertised.

All of the information contained on this website, including fees, services and functionality, are correct at time of publishing. E&OE.