Restaurant Credit Card Processing

Take more payments, increase your turnover and improve your diners’ experience with a faster, more efficient restaurant payment system.

Taking cash in a busy restaurant takes too long.

It’s slow, unhygienic and requires extra work from you and your team.

You just want to serve your customers faster. Improve the productivity of your team. And create a better, more enjoyable dining experience.

Ultimately, you want to make more money.



Don’t just take our word for it.

Ian Ritchie owner of Muffins Tea Rooms and Restaurant


“I’m so glad that I switched to Handepay, not only have I made amazing savings on our card readers but it’s improved the day to day running of my business!”

Ian Ritchie, Muffins Tea Rooms and Restaurant


Owners of The Lane



“Saving over £1,200 per year on card processing fees has allowed us to invest
more money growing our business. In my opinion, taking the Handepay Price
Challenge is a definite must for all business owners!”

Chris Vidler, The Lane


Want to save money and improve your restaurant’s processes like these Handepay customers?



Trustpilot logo for being rated excellent by customers




Contactless card payment



Switch your restaurant payment system to Handepay. We’ll even cover the switching costs.

You don’t want the hassle of switching your restaurant’s merchant services provider. That’s why we’ve made it easy.

You’ll get transparent pricing and no hidden fees - you’ll know exactly what you’ll pay by switching to us.

From your first day with Handepay you’ll be saving money on your restaurant’s credit and debit card processing fees.

And with more time to spend serving customers and giving them a five-star dining experience, you can concentrate on growing your long term profits.

Win, win.

Don’t think we can beat your current provider’s price? We’ll give you £1,000 if we can’t.


“I had spoken to a couple of other merchant account providers but the rates and the customer service I received from Handepay made me choose them straight away.

“The whole process was very smooth and efficient, I will certainly be recommending Handepay’s service to local businesses.”

Georgina Lockett, Georgina’s Incredible Blooms



“I’m thrilled that I received better service and savings by switching to Handepay. I think that it’s important for small businesses to move with the times and invest in a portable card terminal like me.”

Stephen Davies, The Bedford



What are the benefits of improving your restaurant’s credit card processing?

Don’t risk ruining your guests’ evening by making them wait around to pay for their meal.

With a portable, contactless card machine you can take payments directly at their table.

No messing around counting cash and change. Your customers can just tap and go.

Plus, there’s no hygiene issues of handling notes and coins. Perfect when you’re around food.

More benefits of installing a card machine in your restaurant?

Improve productivity

Help your staff serve diners quicker. By not wasting time dealing with cash, they can spend more time serving customers and providing a better experience. It’s a guaranteed way to get more business.

Less admin at the end of the night

Do you want to spend more time at the end of a long service counting cash and matching what’s in the till to your receipts? No. Do you want a simple way to see what you’ve made so you can clean up, restock, prep and go home? Yes.

By accepting card payments with Handepay you’ll have a totally transparent audit of the card payments you’ve taken.

We guarantee no hidden restaurant credit card fees

Don’t get tripped up by unexpected fees. A lot of card machine providers won’t tell you about additional costs. The first you’ll hear about them is when you get your first bill. By then it’s too late.

At Handepay we guarantee you won’t see any unnecessary fees, because we don’t charge them.

If your current card machine provider tries to charge you an exit fee, talk to us and we might be able to cover the cost for you.

Plus, we’re so confident we can beat your current provider’s price, that we’ll give you £1,000 if we can’t.

You can’t lose either way.

“Handepay provided the best rates they could offer, a great saving compared to my previous provider. Plus, there were none of the additional costs involved that I’d previously been charged. I would no longer have to pay £40 per year for a PCI DSS compliance test, and I would no longer have to pay £3 per month to receive my statements.”

Ahmed Abdullah, The Dragon’s Back pub


Why choose Handepay for your restaurant’s card payment services?

Your restaurant’s card machine is meant to make you money, not cost you money. You want a simple, reliable, trusted way of accepting card payments and keeping track of the money coming in. And you want your diners to have the best possible experience.

We’ll help with:




  • Dependable and safe debit, credit and digital wallet payment processing


    Our card machines (fixed, wireless and portable) accept all major debit and credit cards along with newer digital payment methods like Apple Pay and Samsung Pay.

    However your customer wants to pay, you’ll be able to handle it.

  • 24/7 phone and email support


    Whether you’re new to taking card payments in your restaurant, or are looking for support for your existing machine, we’ve got a full support team behind you. They’re available and ready to help whenever you need them.

  • Resolve your payment issues quickly


    Technical difficulties can slow you down and ruin the customer experience during a busy service. If you do have any problems we’ll get you back up and running quickly.

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Get in touch and start making the most of your restaurant’s card payment system

Start earning more money. Reduce your staff’s stress. Provide a better dining experience.

Get in touch with a Handepay advisor today to see how much money you could save by moving your services over to us.




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We’ll get you switched and taking payments with us within three working days after your application is approved. We do recommend not cancelling your existing service until we’ve completed the switch over to avoid breaks in service.

This depends on the product you choose, but they’re typically between 12 and 48 months. Which means, because we offer better prices than our competitors, you know you’ll be on the best price plan for your entire contract.

Our support team is always available to talk through your individual circumstances and discuss your options with you.

Financial disclaimer:

Terminal hire contracts are provided by Merchant Rentals Limited, who is authorised and regulated in the UK by the Financial Conduct Authority (FCA) for Consumer Hire under FRN 720500. Terminal hire can be for consumer hire and non-regulated hire contracts. Please check your contract carefully for details. Regulation of all consumer hire fall under the control of the FCA.

Handepay Ltd is authorised and regulated by the FCA for Consumer Credit under FRN 673564. Handepay is a credit broker for consumer hire not a lender.

Handepay acts as an introducer of card acquiring services on behalf of EVO Payments UK, the card acquiring service provider. EVO Payments UK is the trading name of EVO Payments UK Ltd, a payment institution that is authorised and regulated by the Financial Conduct Authority (FRN number 959332).

Existing Cards Businesses- The one-month rolling terminal hire contract from Merchant Rentals is only available to businesses that are switching from their current acquirer to EVO Payments UK arranged through Handepay.

New to Cards Businesses- The 12-month terminal hire contract from Merchant Rentals is only available to businesses that are new to card payments and wish to receive acquiring services from EVO Payments UK, arranged through Handepay.

The Next Day Banking Settlement service provided by EVO Payments UK incurs an additional fee of £4 a month on top of your acquiring service charges and fees. Provided your card machine performs a reconciliation before 12am (midnight), you’ll receive settlement of funds the next banking day.

Editorial disclaimer:

The information we provide does not constitute financial advice and might not apply to your business. Always carry out research into your business’ needs when choosing a new merchant services provider.

Sometimes, we link to other third-party websites to provide you with additional information. At the time of publication, we consider the information accurate, however, we do not have control over their content and are not responsible if any information on these websites change.

The products we display on our website are for illustrative purposes only - if your business requires additional facilities, you may receive a different model than advertised.

All of the information contained on this website, including fees, services and functionality, are correct at time of publishing. E&OE.