Card payment machines for your business

 

Card payments are the lifeblood of the vast majority of businesses nowadays - so it’s essential to have a simple and cost effective card machine service provider on your side. Handepay has a variety of card machine payment solutions ideal for a range of services.

We make it simple...

 

  • Straight-forward pricing with no hidden fees
  • Take card payments face to face, online and over the phone
  • Accept contactless payments including Apple Pay, Google Pay & Samsung Pay
  • Improve cash flow and get your money the next banking day*
  • View statements and invoices via a free portal**
  • Earn Rewards for free with Handepay Rewards
  • Access to products & services to help run your business with the Handepay Loyalty Programme
  • Free merchant mobile app to monitor your card activity on the go
     

*Restrictions on when settlement will arrive may apply and differ depending on your acquiring service provider.
**Free portal access is provided by your acquiring service provider.

Card machine with wine glass

Switching your credit card machine provider?

 

Switching from your current card payment machine provider to Handepay needn’t be a hassle.

In fact, we’re so confident that we won’t be beaten on price - we’re even willing to carry out a no-obligation review of your current merchant services costs.

In most cases, we'll even contribute to your switching costs. For more information click here.

New to taking card payments?

 

Perhaps you’ve only just warmed up to the idea of using credit card machines in your business?

That’s no problem. It’s never too late to start accepting card payments (especially when you consider the rate at which card payments are on the rise!).

If you’re new to card payments - then we’d love to discuss your options with you.

As mentioned above, the card machine services available through Handepay are ideal for a range of different businesses, so why not explore your options with us today?

Why choose Handepay as your credit card machine provider?

 

When you choose Handepay as the card machine provider for your business, you’re not just opening your world to fast, reliable and cost effective card payments.

There are a variety of other benefits that make us an ideal solution for all your card payment needs.

 

These include:

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No Hidden Fees

 

We’re confident that our low rates won’t be beaten by any other provider - and with no hidden fees to worry about, you can focus on growing your business rather than worrying about monthly bills.

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Hassle-Free Switching

 

We even offer free support to those customers switching from another provider.

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28,000 Customers

 

We have plenty of experience when it comes to great customer service - which is why we’re rated as ‘Excellent’ on Trustpilot.

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Service & Support

 

24/7 terminal service and support and gateway assistance available Monday to Friday 9am - 5.15pm.

Credit card machine FAQs

How to use a card payment machine to take payments

Card machines are simple to use. First and foremost, they need to be connected to either WiFi, GPRS, or an analogue phone line. To accept card payments, the customer needs to insert their card for Chip and PIN, or simply hover their card over the card reader for contactless (transactions £45 and under).

How much does a card payment machine cost?

To work out how much a card machine would cost for your business, you need to first establish the type of machine you require (countertop, portable or mobile) and how many you will need. With ownership and rental options, costs can vary depending on which you choose. View our article to find out more about the cost of a card machine.

Is there a difference between a card machine, card reader or PDQ machine?

Essentially, they all reference the same thing. A PDQ machine isn’t any different to a card machine - nor is a card reader. They all perform the same function - in processing data to perform a digital transaction through Chip and PIN or contactless.

Can I take contactless card payments through a card machine?

Yes - all of our card machines can accept contactless payments. All the customer needs to do is present their contactless device or debit or credit card  to the card machine screen.

What cards can I accept?

With Handepay, you can accept both debit and credit cards through our card machine terminals. We also enable you to accept contactless payments through Apple, Samsung and Google Pay via the appropriate devices.

What fees will I pay for my card machine?

With Handepay you will pay a rental fee for your card machine and then a small percentage of each transaction value. You won’t pay a minimum monthly service charge (MMSC), authorisation fees or PCI compliance and non-compliance fees.

Can my card machine accept mobile payments?

If you have an up-to-date card machine, you should be able to accept mobile payments like those using an eWallet on a smartphone or wearable device.

These payments work just the same as a contactless card payment. Simply ask the customer to place their device on the card machine, and the transaction will be completed in a few seconds, provided they have the money in their account.

Older card machines may not have the technology built in to accept these newer types of payments.

Your card machine may display types of payments you’re able to accept.

If you’re not sure, the easiest thing to do is contact us and we’ll be able to tell you if your current card machine is able to accept mobile payments.

It doesn’t matter whether you're new to card payments or looking to switch from another provider - we can help you find the right countertop card machine for your business.


Handepay Ltd, registered address 1 The Boulevard, Shire Park, Welwyn Garden City, AL7 1EL.
Handepay Ltd is authorised and regulated by the Financial Conduct Authority (FCA) under FRN number 673564 for credit broking.
Handepay is not a lender.
Trading address, Westway Park, Galway Crescent, Haydock, St Helens, WA11 0GR
© Handepay Ltd 2006 - 2026

Financial disclaimer:

Handepay Ltd is authorised and regulated by the FCA for consumer credit under FRN 673564. Handepay is a credit broker not a lender. Handepay receives commission from the credit provider for each successful introduction it conducts.

Terminal hire contracts are provided by Merchant Rentals Limited, who is authorised and regulated by the Financial Conduct Authority for Consumer Hire under FRN 720500. Terminal hire can be for consumer hire and non-regulated hire contracts. Please check your contract carefully for details. Regulation of all consumer hire fall under the control of the FCA.

Handepay is not an acquirer. Your acquiring service provider will depend on the service package you choose to receive through Handepay. Handepay acts as an introducer of card acquiring services on behalf of the card acquiring service providers which include Lloyds Bank plc trading as Cardnet and EVO Payments UK.

Lloyds Bank are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Cardnet is a registered trademark of Lloyds Bank plc.

EVO Payments UK is the trading name of EVO Payments UK Ltd, a payment institution that is authorised and regulated by the Financial Conduct Authority (FRN number 959332).

Editorial disclaimer:

The information we provide does not constitute financial advice and might not apply to your business. Always carry out research into your business’ needs when choosing a new merchant services provider.

Sometimes, we link to other third-party websites to provide you with additional information. At the time of publication, we consider the information accurate, however, we do not have control over their content and are not responsible if any information on these websites change.

The products we display on our website are for illustrative purposes only - if your business requires additional facilities, you may receive a different model than advertised. All of the information contained on this website, including fees, services and functionality, are correct at time of publishing. E&OE.

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