Handepay expands into Scotland

Handepay has expanded into Scotland, establishing a dedicated team to help independent businesses save money and grow.

The team, headed by Andy Ferguson, aims to grow our Scottish customer base by 33% by the end of 2017, through an ambitious expansion plan that will see us recruit a new team member every month. Ferguson, based in Kinross, will bring his 20 years’ experience in the card payment industry to the Scottish market and lead a team of local experts spanning the breadth of the country.

Handepay’s expansion will seek to challenge the current card payment market, by bringing our clear and fair pricing proposition that promises:

  • no PCI DSS compliance and non-compliance fees (up to £50 per month)
  • no authorisation fees (up to an additional 3.95p per transaction)
  • no joining fees (typically up to £250).

In 2016, this commitment slashed 36% off the average card processing fees.

We offer a range of card machines to suit all businesses, all of which accept contactless payment, including Apple Pay and Android Pay; plus e-commerce and business cash advances.

Handepay, headquartered in Merseyside, supports 28,000 independent UK businesses. In 2015 we revolutionised the UK card payment market by partnering with a global payment acquirer and payment service provider to offer an industry first: the clearest and fairest proposition on the market.

Scottish businesses can take advantage of the Handepay Price Challenge, part of our commitment to save every single business money. The Challenge offers a no-obligation review of current merchant service costs; if we can’t save your business money, we will give you £1,000.

Mark Latham, Handepay director, says: “While we’ve had a business presence, and customers, in Scotland for 10 years now, this is the first time that we’ve had a dedicated team that is permanently based there. Their focus is to help Scotland’s thriving community of independent businesses to save money on their current transaction fees and help those still looking to take card payment, to capitalise on the rise of cashless transactions”.

Andy Ferguson, adds: “I’m delighted to join the Handepay team in Scotland and look forward to achieving the same levels of success that the business has seen throughout the rest of the UK. With our growing team of experienced and professional people, I’m confident that we’ll more than surpass our goals.”

Financial disclaimer:

Terminal hire contracts are provided by Merchant Rentals Limited, who is authorised and regulated in the UK by the Financial Conduct Authority (FCA) for Consumer Hire under FRN 720500. Terminal hire can be for consumer hire and non-regulated hire contracts. Please check your contract carefully for details. Regulation of all consumer hire fall under the control of the FCA.

Handepay Ltd is authorised and regulated by the FCA for Consumer Credit under FRN 673564. Handepay is a credit broker for consumer hire not a lender.

Handepay acts as an introducer of card acquiring services on behalf of EVO Payments UK, the card acquiring service provider. EVO Payments UK is the trading name of EVO Payments UK Ltd, a payment institution that is authorised and regulated by the Financial Conduct Authority (FRN number 959332).

Existing Cards Businesses- The one-month rolling terminal hire contract from Merchant Rentals is only available to businesses that are switching from their current acquirer to EVO Payments UK arranged through Handepay.

New to Cards Businesses- The 12-month terminal hire contract from Merchant Rentals is only available to businesses that are new to card payments and wish to receive acquiring services from EVO Payments UK, arranged through Handepay.

The Next Day Banking Settlement service provided by EVO Payments UK incurs an additional fee of £4 a month on top of your acquiring service charges and fees. Provided your card machine performs a reconciliation before 12am (midnight), you’ll receive settlement of funds the next banking day.

Editorial disclaimer:

The information we provide does not constitute financial advice and might not apply to your business. Always carry out research into your business’ needs when choosing a new merchant services provider.

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