What is the Handepay Price Challenge?


We are so dedicated to saving independent businesses money, that we are urging them to take Handepay Price Challenge. If we can’t provide your business with an overall saving, we will give you £1,000!

Currently, we are giving independent business owners the opportunity to undertake a no-obligation review of their current merchant service costs. All you have to do is provide us with a copy of one of your recent merchant statements, and a member of our team will let you know how much you could save.

A business development manager will analyse your terminal rental, minimum monthly service charge and any applicable membership fees and your card processing charges.

At Handepay, we do not charge:

  • Minimum monthly service charges
  • PCI DSS compliance
  • Authorisation fees
  • Premiums for ‘card not present’ transactions
  • Premiums for certain card types
  • Joining fees

Our team may even alert you to fees you’re not aware you are currently paying, such as PCI DSS non-compliance charges!

Following your like-for-like review, we will inform you of the total savings that you can make. In the unlikely event that we can’t save you money, we will write you a cheque for £1,000. You will end up with money in your pocket, whatever the outcome!

If you want to make significant savings on your card processing fees, take the Handepay Price Challenge by simply sending a scanned image or photograph of one of your recent merchant statements to [email protected], or phone us on 0800 377 7382.

The Handepay Price Challenge is subject to terms and conditions, which can be found here.

Financial disclaimer:

Handepay Ltd is authorised and regulated by the FCA for consumer credit under FRN 673564. Handepay is a credit broker not a lender. Handepay receives commission from the credit provider for each successful introduction it conducts.

Terminal hire contracts are provided by Merchant Rentals Limited, who is authorised and regulated by the Financial Conduct Authority for Consumer Hire under FRN 720500. Terminal hire can be for consumer hire and non-regulated hire contracts. Please check your contract carefully for details. Regulation of all consumer hire fall under the control of the FCA.

Handepay is not an acquirer. Your acquiring service provider will depend on the service package you choose to receive through Handepay. Handepay acts as an introducer of card acquiring services on behalf of the card acquiring service providers which include Lloyds Bank plc trading as Cardnet and EVO Payments UK.

Lloyds Bank are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Cardnet is a registered trademark of Lloyds Bank plc.

EVO Payments UK is the trading name of EVO Payments UK Ltd, a payment institution that is authorised and regulated by the Financial Conduct Authority (FRN number 959332).

Editorial disclaimer:

The information we provide does not constitute financial advice and might not apply to your business. Always carry out research into your business’ needs when choosing a new merchant services provider.

Sometimes, we link to other third-party websites to provide you with additional information. At the time of publication, we consider the information accurate, however, we do not have control over their content and are not responsible if any information on these websites change.

The products we display on our website are for illustrative purposes only - if your business requires additional facilities, you may receive a different model than advertised. All of the information contained on this website, including fees, services and functionality, are correct at time of publishing. E&OE.