We saved over £100 per month by switching to Handepay’s card machines for small businesses!

Monty holding Handepay Card Payment MachineWith around 1,000 members consisting of current and former players and supporters, Banbury Rugby Club is a busy sporting environment.

Catering for rugby enthusiasts of all ages, the club has a jam-packed social schedule. They host rugby matches, events and fundraisers throughout the year, plus the clubhouse is also available to hire for private events.

Accepting card payments allows the club to function efficiently; customers can use their card to pay for membership fees, drinks at the bar and even to hire the venue.

General Manager and Club Secretary, Monty Montanaro, was frustrated with poor card terminal service. He was thrilled to find better card machines for small businesses by speaking to Handepay.


“Until about four years ago, we ran as a largely cash business. I knew that card payments were on the rise, so talked to our business bank account provider to find out how to accept them.

They offered us three countertop card terminals which were installed in our shop, kitchen and bar. I didn’t shop around, I assumed that our bank would offer an easy and cost-effective solution that would work for the business.

In the past year our team started having problems with the connectivity of machines in the club. It was really frustrating, as sometimes we’d be unable to accept card payments and have to disappoint customers.

However, there were over three years left on our merchant services contract. I knew that the early termination charges would be significant, so thought we would have to make do for the full term.

I was surprised when our local Handepay advisor told me that there were better card machines for a small business. She took a look at our monthly statements, and advised that we were paying over the odds for a service we weren’t happy with.

Handepay’s pricing team carried out a detailed comparison of the savings we could make. I knew that there would be savings to be made, but I was shocked at the actual amount.Monty pleased he switched to Handepay working well as a small business owner

We saved 42% on our card machines, totalling over £100 per month!

Leaving our provider without paying a fortune was possible too, as Handepay agreed to cover any exit fees we would incur by switching. They paid £1,000 into our bank account to cover the exit fees, which allowed us to switch seamlessly.

We even upgraded to portable card machines and still made a saving!

Our three Handepay machines allow us to be much more flexible when accepting payments, moving the terminals around the premises depending on where they’re needed most.

This is a real benefit for events and busy match days. Paying on card is so much quicker than cash, especially when using contactless. Our staff think it’s made a huge difference, we now have shorter queues and happier customers!

As an independent business, every penny is important to us. We try to provide our members with benefits and we like to keep our prices more than competitive. Making unexpected savings like this helps us to keep costs down for both our players and supporters.”

Financial disclaimer:

Terminal hire contracts are provided by Merchant Rentals Limited, who is authorised and regulated in the UK by the Financial Conduct Authority (FCA) for Consumer Hire under FRN 720500. Terminal hire can be for consumer hire and non-regulated hire contracts. Please check your contract carefully for details. Regulation of all consumer hire fall under the control of the FCA.

Handepay Ltd is authorised and regulated by the FCA for Consumer Credit under FRN 673564. Handepay is a credit broker for consumer hire not a lender.

Handepay acts as an introducer of card acquiring services on behalf of EVO Payments UK, the card acquiring service provider. EVO Payments UK is the trading name of EVO Payments UK Ltd, a payment institution that is authorised and regulated by the Financial Conduct Authority (FRN number 959332).

Existing Cards Businesses- The one-month rolling terminal hire contract from Merchant Rentals is only available to businesses that are switching from their current acquirer to EVO Payments UK arranged through Handepay.

New to Cards Businesses- The 12-month terminal hire contract from Merchant Rentals is only available to businesses that are new to card payments and wish to receive acquiring services from EVO Payments UK, arranged through Handepay.

The Next Day Banking Settlement service provided by EVO Payments UK incurs an additional fee of £4 a month on top of your acquiring service charges and fees. Provided your card machine performs a reconciliation before 12am (midnight), you’ll receive settlement of funds the next banking day.

Editorial disclaimer:

The information we provide does not constitute financial advice and might not apply to your business. Always carry out research into your business’ needs when choosing a new merchant services provider.

Sometimes, we link to other third-party websites to provide you with additional information. At the time of publication, we consider the information accurate, however, we do not have control over their content and are not responsible if any information on these websites change.

The products we display on our website are for illustrative purposes only - if your business requires additional facilities, you may receive a different model than advertised.

All of the information contained on this website, including fees, services and functionality, are correct at time of publishing. E&OE.